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  3. ‘The tyranny of apps’: those without smartphones are unfairly penalised, say campaigners

‘The tyranny of apps’: those without smartphones are unfairly penalised, say campaigners

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  • C [email protected]

    As best as I can remember, I'm on my 6th.

    N This user is from outside of this forum
    N This user is from outside of this forum
    [email protected]
    wrote on last edited by
    #315

    Well... I expected better longevity, to be honest.

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    • djdarren@sopuli.xyzD [email protected]

      Yeah. My bank is one of the few UK banks whose app won't work with Graphene, which is irritating. Also, the lack of Wallet access for payment cards is annoying.

      But all in all everything else works fine.

      hansae@lemmy.dbzer0.comH This user is from outside of this forum
      hansae@lemmy.dbzer0.comH This user is from outside of this forum
      [email protected]
      wrote on last edited by
      #316

      Lloyds? they're closing my local branch as well really need to go in and close the accounts tbh.

      djdarren@sopuli.xyzD 1 Reply Last reply
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      • hansae@lemmy.dbzer0.comH [email protected]

        Lloyds? they're closing my local branch as well really need to go in and close the accounts tbh.

        djdarren@sopuli.xyzD This user is from outside of this forum
        djdarren@sopuli.xyzD This user is from outside of this forum
        [email protected]
        wrote on last edited by
        #317

        Yep, Lloyds.

        hansae@lemmy.dbzer0.comH 1 Reply Last reply
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        • D [email protected]

          It's true in many ways. If I buy McDonald's without the app I pay more for it. If I fill up my gas tank without an app like upside, I pay more for it. There are services that aren't even available to people without modern phones (I refuse to call them smart phones). Maybe we need legislation to ensure all available discounts, services and benefits are available to customers equally regardless of how they engage services.

          I This user is from outside of this forum
          I This user is from outside of this forum
          [email protected]
          wrote on last edited by
          #318

          It costs less with the app bexause you pay with your privacy and dignity.
          Now tgey can A/B test your behavioural patterns like a lab rat and create models to tweedle your knobs just right for optimal value extraction at the specified satisfaction level of you type or personnal prifile.

          Then they can use what they learned against non-app users that are also human. It won't be as accurate but they'll probably guess your profile type just from environmental and anonymizer data footprint.

          From tge cctv camera, gait tracking, face recognition, automatic demographic analysis, the car model and plate number you came with, your vocabulary grade when talking to the clerk and of cpurse the treasure throve of data they can buy from your credit card company, they'll be able to know you as well as if you had the app. They might even end up knowing you better than yourself.

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          • djdarren@sopuli.xyzD [email protected]

            Yep, Lloyds.

            hansae@lemmy.dbzer0.comH This user is from outside of this forum
            hansae@lemmy.dbzer0.comH This user is from outside of this forum
            [email protected]
            wrote on last edited by
            #319

            They were absolute bellends when I tried to get it sorted to transfer the money to another bank as well, sat there insisting my "phone had been hacked/had a virus" and only actually moved my bloody money after I threatened a official complaint.

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            • leadore@lemmy.worldL [email protected]

              I have a flip phone with a touchscreen so I can type via the onscreen keyboard. When I bought it I wondered how well it would work since the screen is so small, but it works great! So much easier than using the keypad. BTW it also has maps with voice navigation.

              A This user is from outside of this forum
              A This user is from outside of this forum
              [email protected]
              wrote on last edited by
              #320

              Oh that is pretty cool!

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              • K [email protected]

                Bad example.

                what are you going to do setup android emulation so you can install the tesla app (which might not work in emulation because that's sus, but maybe they dont have good security anyway lmao) sure, you can set it up once, but like, what do you do if your credit card is cancelled, or the app suddenly stops accepting purchases because "you haven't been online in a week" and it's for "security purposes" or some other stupid shit like that. This is the entire reason card based payment exists lmao. Why are we just reinventing it.

                i guess theoretically if it's a webapp you could do it on the browser, but then like, how is it going to link information back to you personally? Unless you own a tesla, where you basically just save your payment info on the car directly at that point. Maybe they will invent credit card 2 electric boogaloo. Are they going to start installing NFC/RFID into charging ports for payment link info? Seems silly to me.

                If you own a non tesla, this is as you mentioned, a huge issue, considering that NACS is the charging standard for all of north america now.

                A This user is from outside of this forum
                A This user is from outside of this forum
                [email protected]
                wrote on last edited by
                #321

                Worst case scenario, call support to put a credit card on file with your account. This is what I did when I ran into problems with the app (turns out I was too eager trying to use it before they were done setting me up).

                When you use a supercharger, at least as a Tesla, there is a handshake where your car identifies what account to use, then it just works

                K 1 Reply Last reply
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                • A [email protected]

                  Well, my old company sure made a ridiculous profit selling them. You may be looking at the cost per fob hardware, but not including the management cost. They are much more expensive than an authentication app, plus authentication apps are mostly managed by someone else, and you don’t have distribution overhead

                  G This user is from outside of this forum
                  G This user is from outside of this forum
                  [email protected]
                  wrote on last edited by
                  #322

                  what exactly is the management cost here?

                  at my old company they simply ordered a yubikey for you amd forgot about it. nobody kept track of it. i didn't even need to return mine when i was leaving. the part they manage is the user account. the hardware you get once and use for added security...

                  A 1 Reply Last reply
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                  • G [email protected]

                    what exactly is the management cost here?

                    at my old company they simply ordered a yubikey for you amd forgot about it. nobody kept track of it. i didn't even need to return mine when i was leaving. the part they manage is the user account. the hardware you get once and use for added security...

                    A This user is from outside of this forum
                    A This user is from outside of this forum
                    [email protected]
                    wrote on last edited by
                    #323

                    This may be relevant

                    • https://www.keytos.io/blog/passwordless/how-much-does-a-yubikey-cost.html
                    1 Reply Last reply
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                    • T [email protected]

                      Do NOT give these fucking cunts any fucking money. I was a backer for this phone on indiegogo.

                      They are liars when they eventually did communicate any updates during the project. They produced around 2000 units, most of which were sent to people who backed the project years after the first backers on indiegogo because they backed on a different platform.

                      Ultimately they just shut down the kickstarter giving no actual details. They stole thousands of peoples money through that. They made a product with the money people contributed to back the project and then just shuttered the project so they wouldn't need to deliver a device to these backers.

                      I didn't realise they were now trying to sell them again but the units that did get shipped were massively out of date and barely worked as it is.

                      If you want a keyboard on a phone Unihertz are about your only option right now.

                      Fuck planet computers, thieving fucking cunts

                      bruhduh@lemmy.worldB This user is from outside of this forum
                      bruhduh@lemmy.worldB This user is from outside of this forum
                      [email protected]
                      wrote on last edited by
                      #324

                      Didn't know, thanks for the info

                      T 1 Reply Last reply
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                      • A [email protected]

                        Worst case scenario, call support to put a credit card on file with your account. This is what I did when I ran into problems with the app (turns out I was too eager trying to use it before they were done setting me up).

                        When you use a supercharger, at least as a Tesla, there is a handshake where your car identifies what account to use, then it just works

                        K This user is from outside of this forum
                        K This user is from outside of this forum
                        [email protected]
                        wrote on last edited by
                        #325

                        i'm really not sure how the non tesla super charger experience looks, that concerns me. Though i assume that must be a somewhat solve problem, if people are using it so.

                        just use a web browser. I verified I can login through my web browser to manage my account, my products, my payment method. Not the car features though. I have no idea if this is new, but just use any web browser

                        that's good, there should definitely be some available features for the card, but you can at least handle payment. Though i would still prefer not needing to provide my payment info to a third party anywhere except for time of transaction. Just opens me up to more bullshit.

                        A 1 Reply Last reply
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                        • bruhduh@lemmy.worldB [email protected]

                          Didn't know, thanks for the info

                          T This user is from outside of this forum
                          T This user is from outside of this forum
                          [email protected]
                          wrote on last edited by
                          #326

                          Yeh sorry for the little rant there, not aimed at you personally, just being reminded of it pissed me off a new xD

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                          • K [email protected]

                            i'm really not sure how the non tesla super charger experience looks, that concerns me. Though i assume that must be a somewhat solve problem, if people are using it so.

                            just use a web browser. I verified I can login through my web browser to manage my account, my products, my payment method. Not the car features though. I have no idea if this is new, but just use any web browser

                            that's good, there should definitely be some available features for the card, but you can at least handle payment. Though i would still prefer not needing to provide my payment info to a third party anywhere except for time of transaction. Just opens me up to more bullshit.

                            A This user is from outside of this forum
                            A This user is from outside of this forum
                            [email protected]
                            wrote on last edited by
                            #327

                            For sure. Most of my objection is when the purpose is automatic renewal of subscriptions, and at least it’s not that.

                            My credit card does rotate the numbers a bit but I keep meaning to find one that can generate different virtual cards per service so I can turn a virtual card off when they get abusive with it or when they leak it

                            K 1 Reply Last reply
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                            • A [email protected]

                              For sure. Most of my objection is when the purpose is automatic renewal of subscriptions, and at least it’s not that.

                              My credit card does rotate the numbers a bit but I keep meaning to find one that can generate different virtual cards per service so I can turn a virtual card off when they get abusive with it or when they leak it

                              K This user is from outside of this forum
                              K This user is from outside of this forum
                              [email protected]
                              wrote on last edited by
                              #328

                              my two biggest concerns are accessibility, and privacy. I want it to be both, accessible, and private, card readers accomplish this to a significant, and universally accepted degree. I can understand a subscription service being based on something a little different, or an auto charge mechanism similar to tesla super chargers, but that should be an option, not the sole means of interacting with it, because then it lends to really shitty behavior on the side of the company operating it.

                              The subscription thing is understandable, but the unfortunate reality is that this is going to be a contract law problem, rather than any other problem, you are legally agreeing to a monthly payment model at some point in the checkout, otherwise it wouldn't be legal. Shitty laws and consumer protection problems really.

                              My credit card does rotate the numbers a bit but I keep meaning to find one that can generate different virtual cards per service so I can turn a virtual card off when they get abusive with it or when they leak it

                              it's funny actually, i wonder if checks will see a comeback, with all the shitty services that exist now, it's a very explicit way of paying for a transaction. I don't really have a huge problem with auto charging systems, most of the time banks can even unfuck some really funny shit if you need them to, though that gets into a different world very quickly. The subscription problem is an interesting one though, my solution is just avoid them at all costs, because it's a parasitic drain. So far i've succeeded in that. Also having a minimal amount of subscriptions really helps you to keep them in check, because there are only so many that can exist.

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