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Retweeting

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  • L [email protected]
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    wrote on last edited by
    #46

    It's a legitimate conundrum, do I invest for comfortable retirement or comfortable middle age

    M C 2 Replies Last reply
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    • S [email protected]

      Mine is more 'why bother when inflation will eat the value away'

      explodicle@sh.itjust.worksE This user is from outside of this forum
      explodicle@sh.itjust.worksE This user is from outside of this forum
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      wrote on last edited by
      #47

      So then just save money that doesn't inflate

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      • L [email protected]
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        umbrella@lemmy.mlU This user is from outside of this forum
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        wrote on last edited by [email protected]
        #48

        .

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        • S [email protected]

          Sure, you can try one on yourself first

          E This user is from outside of this forum
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          wrote on last edited by
          #49

          That was the implication. Somebody's getting a blow job on my 65th birthday, and it sure as hell isn't gonna be me.

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          • L [email protected]
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            wrote on last edited by
            #50

            And I'm already 50...

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            • A [email protected]

              Honestly, true.

              We are indeed going to face massive, catastrophic changes to society broadly.

              But they will take place over such timespans that most people are just going to get used to things being shitty and the death-tolls from storms, flooding, starvation, forced-migration... it will just be more dull noise in the background for decades and decades.

              The "nothing ever happens" shitheads are in the middle of things happening, but our attention-spans have been so thoroughly eroded that people don't think anything is real unless it literally shakes them out of their bed.

              N This user is from outside of this forum
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              wrote on last edited by
              #51

              I had a conversation with an older dude this May. It was +30°C in Germany and Germany doesn't really do air conditioning. The older dude, while sweating bullets, was telling me that we don't need to do air conditioning because we rarely have high temperatures.
              It was +30°C in May. It was +30°C in May for the last 10 years. I think that dude will die of heatsroke, and till his very end he will believe that nothing ever happens and things are exactly the same as they were when he was a child.

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              • L [email protected]
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                wrote on last edited by
                #52

                I’ve already staked out the place im gonna turn into a post apocalyptic fort. I know where the tastiest rich people live nearby.

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                • L [email protected]
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                  wrote on last edited by
                  #53

                  One of my saving graces with being born into a time where retirement seems to become a myth for my generation and younger, is that I really like working. I look to my mom who has failed at retiring 6 or 7 times at this point and I just know that that will be me if I live that long. I dunno if I could ever sit back and be like "I have done my part, now I get to chill until I die".

                  I would honest to God become suicidally depressed, and holy hell am I glad my brain is wired like that because feeling the opposite way in this current state of the western world must be a nightmare. If you hate your job and hate working and just want to be able to retire someday but you most likely never will due to the state of the world, I feel so fucking sorry for you. That sucks.

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                  • L [email protected]
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                    wrote on last edited by
                    #54

                    Money is already meaningless. Worthless is the correct word.

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                    • Z [email protected]

                      It's a legitimate conundrum, do I invest for comfortable retirement or comfortable middle age

                      M This user is from outside of this forum
                      M This user is from outside of this forum
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                      wrote on last edited by
                      #55

                      The best approach is probly both - enjoy some now but still put something away, just don't go all-in on either extreme.

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                      • L [email protected]
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                        explodicle@sh.itjust.worksE This user is from outside of this forum
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                        wrote on last edited by
                        #56

                        Narrator: It didn't.

                        The retweeters went on to live in an even more dystopian future where money still exists, but with no savings to endure a strike.

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                        • L [email protected]
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                          wrote on last edited by
                          #57

                          When we met with a financial advisor to interview her to find out if we wanted to work with her, I told her that I'm doing this because I know it's the right thing to do, not because I think we have any future.

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                          • N [email protected]

                            One of my saving graces with being born into a time where retirement seems to become a myth for my generation and younger, is that I really like working. I look to my mom who has failed at retiring 6 or 7 times at this point and I just know that that will be me if I live that long. I dunno if I could ever sit back and be like "I have done my part, now I get to chill until I die".

                            I would honest to God become suicidally depressed, and holy hell am I glad my brain is wired like that because feeling the opposite way in this current state of the western world must be a nightmare. If you hate your job and hate working and just want to be able to retire someday but you most likely never will due to the state of the world, I feel so fucking sorry for you. That sucks.

                            S This user is from outside of this forum
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                            wrote on last edited by
                            #58

                            My father was a workaholic. My brother and I were both worried he'd become depressed when he retired. Nope. He created all kinds of work for himself by starting a million projects. He said he never had enough time for all that he wanted to do. It was a great relief.

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                            • L [email protected]
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                              wrote on last edited by
                              #59

                              well.. certainly not in so many words. but I definitely don't expect to get that old.

                              I'll look pretty dumb if it should happen.

                              R 1 Reply Last reply
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                              • M [email protected]

                                well.. certainly not in so many words. but I definitely don't expect to get that old.

                                I'll look pretty dumb if it should happen.

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                                wrote on last edited by
                                #60

                                If you're right, you won't know it, but if you're wrong..

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                                • L [email protected]
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                                  wrote on last edited by
                                  #61

                                  The best advice I heard in my 20s don't spend your raise. If you can live of X and now you make Y, still live of X and put everything you don't spend in a few ETFs. Don't try to be smart en beat the market, don't buy stocks, etc.

                                  Just 3 or 4 ETFs that cover the world. Or if you want to be smart read up on the permanent portfolio or all weather portfolio.

                                  You don't need a more expensive car if your current car still works, you don't need a new phone every 2 years, etc. Buy what can't be fixed, don't pay for upgrades that are not really going to improve your life.

                                  Also buy things that don't expire (toiletpaper, dishwasher soap, etc) in bulk when the offer it really good.

                                  You don't have to live as a bum but you can still make sure you don't overspend.

                                  S 1 Reply Last reply
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                                  • Z [email protected]

                                    It's a legitimate conundrum, do I invest for comfortable retirement or comfortable middle age

                                    C This user is from outside of this forum
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                                    wrote on last edited by
                                    #62

                                    If you have a solid retirement plan and you are in a position where you can still save extra money, go for multiple retirements (sabbatical).

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                                    • S [email protected]

                                      My father was a workaholic. My brother and I were both worried he'd become depressed when he retired. Nope. He created all kinds of work for himself by starting a million projects. He said he never had enough time for all that he wanted to do. It was a great relief.

                                      N This user is from outside of this forum
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                                      wrote on last edited by
                                      #63

                                      I'm glad to hear that for your father! ❤️ my dad has also been a little project-machine gun since he retired. He is always doing something, which is awesome to see.

                                      Personally, I know that if I was given all the time in the world like that, I would wither and feel completely hopeless. I don't have a drive to start things if it is only for myself. For me, working is a relief because I'm needed by others and I feel a purpose.

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                                      • L [email protected]
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                                        wrote on last edited by
                                        #64

                                        Once we switch over to bottle caps as currency, I'll be both instantly rich and utterly distraught at the potential wealth I squandered over the years.

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                                        • E [email protected]

                                          Have you heard of the stock market? /jk

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                                          wrote on last edited by
                                          #65

                                          Why JK though? There are many financial options to at least get more returns than inflation, working for people without fuck you money too. It takes some financial education that we likely have to learn ourselves, but there are options. And it's possible to reasonably lower risks and costs enough by selecting the right financial products.

                                          Though obviously, if you just buy what the bank guy says, the bank will make the profits, not you.

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