When you finally by your own house
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Imagine even knowing what an HOA is.
Youre luckier than you know.
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Imagine buying a house with an HOA.
Imagine buying a house.
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Imagine buying a house.
Thank god I was able to. Was sick of paying for someone else's investment.
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Mortgage is just rent with another name (I know it's not quite that simple, but it feels that way sometimes)
wrote last edited by [email protected]Nah. Pay off your house and its yours.
When do you pay off your rent? When you die.
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Congratulations! You will now work off that debt for the next 40 years! 🥳
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The new landlord still won't do the repairs!
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Thank god I was able to. Was sick of paying for someone else's investment.
Annoyingly house prices decided to surge right when I got a job that would have allowed me to afford one (pre-surge).
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Imagine buying a house with an HOA.
Unless I move out to the middle of nowhere, there's not many options for me that don't have an HOA of some kind. Wish I could avoid them, but unfortunately too ubiquitous in the states.
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and the HOA.
Is it a requirement in the US to join the HOA?
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Annoyingly house prices decided to surge right when I got a job that would have allowed me to afford one (pre-surge).
Yeah dude, same boat.
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The bank:
"Awe, that's cute!"
Squatters have entered the chat.
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and the HOA.
And my axe?
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Is it a requirement in the US to join the HOA?
In many neighborhoods; yes.
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Is it a requirement in the US to join the HOA?
If you buy a home in which an HOA is already established, then yes, it's required. And good luck finding a neighborhood where one isn't already established. If you get a small enough town or cheap enough neighborhood, maybe.
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Congratulations! You will now work off that debt for the next 40 years! 🥳
wrote last edited by [email protected]Better to work off that debt over 10-30 years (which is what mortgages usually run for, not 40) and then be able to sell the house and get your money back than paying rent for 10-30 years and have nothing.
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Better to work off that debt over 10-30 years (which is what mortgages usually run for, not 40) and then be able to sell the house and get your money back than paying rent for 10-30 years and have nothing.
True, also best to not pay off your mortgage. It is a line of credit if worth more than you owe. Once you pay it off that credit line is gone.
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The bank:
"Awe, that's cute!"
Debt pay back time.
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Nah. Pay off your house and its yours.
When do you pay off your rent? When you die.
Most people never do pay off their house.
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It's cool right up to the day something breaks and you realize that you are the landlord now.
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And my axe?
Die Axt im Haus erspart den Zimmermann. - The axe at home lets you skip the carpenter.