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Scheduled Pinned Locked Moved memes
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  • B [email protected]

    I know some of those, but they don't count.

    Most of those are still just going to use Visa and Mastercard underneath to process payments by card... Since those are mostly all Visa or Mastercard. There are exceptions but those are regional.

    There are a lot of "payment processors" but only 2 major card companies and that's an issue.

    K This user is from outside of this forum
    K This user is from outside of this forum
    [email protected]
    wrote last edited by
    #43

    I remember I was able to set up PayPal with direct bank account info. It’s not the most common scenario, and as long as they support Visa they’d be a target.

    If one of those companies decided to dedicate their company to free speech, they might go bank transactions only, and cut out the cards. Admittedly, there’s probably dozens of other hurdles I’m not even aware of there.

    B 1 Reply Last reply
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    • venus_ziegenfalle@feddit.orgV [email protected]

      Mastercard? No sorry, we only take WokeCoin 🤷‍♂️

      O This user is from outside of this forum
      O This user is from outside of this forum
      [email protected]
      wrote last edited by
      #44

      MasterbationCard

      R 1 Reply Last reply
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      • stellarst0rm@lemmy.worldS [email protected]

        Not really a meme meme, but i felt like i had to :s

        P This user is from outside of this forum
        P This user is from outside of this forum
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        wrote last edited by
        #45

        Meanwhile the Pirelli calendar from 1984 ...

        1 Reply Last reply
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        • K [email protected]

          I remember I was able to set up PayPal with direct bank account info. It’s not the most common scenario, and as long as they support Visa they’d be a target.

          If one of those companies decided to dedicate their company to free speech, they might go bank transactions only, and cut out the cards. Admittedly, there’s probably dozens of other hurdles I’m not even aware of there.

          B This user is from outside of this forum
          B This user is from outside of this forum
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          wrote last edited by
          #46

          Yeah, but then you give PayPal a whole bunch of control over your bank account. IIRC they can just withdraw whenever they want?

          With card payments, there's chargebacks for fraudulent transfers or if a vendor refuses a refund on fraudulent grounds. Those are just not a thing for bank transfers, at least not where I come from.

          Personally, most of the time I make a payment, it's a bank transfer (they're instant most of the time anyway between SEPA accounts and under 10k per transfer or whatever). But there are many benefits of a card payment. Others include: Collecting points (on credit cards in some countries, or something like a Revolut card on any plan other than the free one), purchase insurance, etc.

          People are always going to want to make card payments. We need better alternatives in the card company space, and standards to make sure every vendor can accept payments from every card type.

          1 Reply Last reply
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          • O [email protected]

            MasterbationCard

            R This user is from outside of this forum
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            wrote last edited by
            #47

            That spelling normally infuriates me, but in service of the pun, we're going to have to allow it.

            O 1 Reply Last reply
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            • D [email protected]

              It's legal until someone challenges it in court and they say it isn't. Sue.

              B This user is from outside of this forum
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              wrote last edited by
              #48

              Absolutely. I suspect the courts will find that if you are picky about what you allow, then you are responsible for it. It might force a push back to safe harbor type situations absolving them of caring about processing porn.

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              • stellarst0rm@lemmy.worldS [email protected]

                Not really a meme meme, but i felt like i had to :s

                mrslt@lemmy.worldM This user is from outside of this forum
                mrslt@lemmy.worldM This user is from outside of this forum
                [email protected]
                wrote last edited by
                #49

                So, why doesn't some other payment processor step in to fill in the demand gap that the others are willfully abdicating?

                S 1 Reply Last reply
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                • mrslt@lemmy.worldM [email protected]

                  So, why doesn't some other payment processor step in to fill in the demand gap that the others are willfully abdicating?

                  S This user is from outside of this forum
                  S This user is from outside of this forum
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                  wrote last edited by [email protected]
                  #50

                  the economic moat of regulations and infrastructure that has to be overcome before you even can start acquiring customers. You would need a massive capital outlay just to start in last position to compete. Then you have to pay your sydadmins and sales and help desk and administration for how long before you have enough customers to break even? all on a gamble that the government won't hamstring you on behalf of their corporate sponsors. and who is to say the rest of the financial world won't cut you off; you can't process payments if you can't access users banks, it's all cooperative between entities that benefit from it being a small club.

                  all of this risk to capture the relatively small nsfw market looks like a bad gamble to me, even though i strongly support the nsfw market myself! I spent decades in e-commerce and nsfw ecommerce and it's trickier than it might look.

                  mrslt@lemmy.worldM E A 3 Replies Last reply
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                  • L [email protected]

                    It's not even conservative any more. It's regressive.

                    U This user is from outside of this forum
                    U This user is from outside of this forum
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                    wrote last edited by
                    #51

                    Always has been

                    1 Reply Last reply
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                    • stellarst0rm@lemmy.worldS [email protected]

                      Not really a meme meme, but i felt like i had to :s

                      A This user is from outside of this forum
                      A This user is from outside of this forum
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                      wrote last edited by
                      #52

                      I was worried that this could make bitcoin seem useful but other people in here are explaining why bitcoin would still be an awful solution for this.

                      So... are we going back to cash and checks? Will people need to mail envelopes of cash to furry vore artists?

                      A 1 Reply Last reply
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                      • L [email protected]

                        It's not even conservative any more. It's regressive.

                        _ This user is from outside of this forum
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                        wrote last edited by
                        #53

                        These conservatives are old, so they are trying to "conserve" ideals that were out of touch in their own time

                        N 1 Reply Last reply
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                        • S [email protected]

                          the economic moat of regulations and infrastructure that has to be overcome before you even can start acquiring customers. You would need a massive capital outlay just to start in last position to compete. Then you have to pay your sydadmins and sales and help desk and administration for how long before you have enough customers to break even? all on a gamble that the government won't hamstring you on behalf of their corporate sponsors. and who is to say the rest of the financial world won't cut you off; you can't process payments if you can't access users banks, it's all cooperative between entities that benefit from it being a small club.

                          all of this risk to capture the relatively small nsfw market looks like a bad gamble to me, even though i strongly support the nsfw market myself! I spent decades in e-commerce and nsfw ecommerce and it's trickier than it might look.

                          mrslt@lemmy.worldM This user is from outside of this forum
                          mrslt@lemmy.worldM This user is from outside of this forum
                          [email protected]
                          wrote last edited by
                          #54

                          Crypto it is, then.

                          1 Reply Last reply
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                          • T [email protected]

                            The banks/governments can't freeze your bitcoins, nor can they simply print more or regulate the value otherwise.

                            You're just listing reasons why bitcoin sucks lol. Oh no!!! Flight risk criminals and terrorists had their accounts frozen!!! Oh no, ReGuLaTiOn BaD!!! Grow up.

                            Finite currencies (like gold/silver/bitcoin) are deflationary currencies and are genuinely absolutely terrible for an economy. That's why we don't use gold anymore.

                            W This user is from outside of this forum
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                            wrote last edited by
                            #55

                            "Flight risk criminals and terrorists had their accounts frozen!!!"

                            Yes, those criminals, for example, LGBT people who conservatives believe are pornographic simply for existing. God forbid LGBT artists want to have a way of earning a living. Crypto is relied on by a lot of marginalized groups. It's used by artists who make perfectly legal art, but whose content conservatives object to. Crypto is used by many queer content creators as they face being cut off from payment processing systems, as again, conservatives consider queer people pornographic simply for existing. Crypto is used by sex workers, often people with few other employment options. Oh, and crypto is used by trans people to get access to healthcare that is quickly being criminalized.

                            How insane do you have to be, in 2025 Trump's America, to fall back on the idea that anything criminal is bad. Republicans are trying to criminalize the existence of entire swathes of the population. And those people face being cut off from the banking system entirely, if folks like you, who blindly consider legality=morality, have their way.

                            T 1 Reply Last reply
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                            • W [email protected]

                              "Flight risk criminals and terrorists had their accounts frozen!!!"

                              Yes, those criminals, for example, LGBT people who conservatives believe are pornographic simply for existing. God forbid LGBT artists want to have a way of earning a living. Crypto is relied on by a lot of marginalized groups. It's used by artists who make perfectly legal art, but whose content conservatives object to. Crypto is used by many queer content creators as they face being cut off from payment processing systems, as again, conservatives consider queer people pornographic simply for existing. Crypto is used by sex workers, often people with few other employment options. Oh, and crypto is used by trans people to get access to healthcare that is quickly being criminalized.

                              How insane do you have to be, in 2025 Trump's America, to fall back on the idea that anything criminal is bad. Republicans are trying to criminalize the existence of entire swathes of the population. And those people face being cut off from the banking system entirely, if folks like you, who blindly consider legality=morality, have their way.

                              T This user is from outside of this forum
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                              wrote last edited by
                              #56

                              Ah yes, that's why the Trump administration is one of the biggest proponents of crypto, right?? 🙄 did you even try?

                              W 1 Reply Last reply
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                              • A [email protected]

                                I was worried that this could make bitcoin seem useful but other people in here are explaining why bitcoin would still be an awful solution for this.

                                So... are we going back to cash and checks? Will people need to mail envelopes of cash to furry vore artists?

                                A This user is from outside of this forum
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                                wrote last edited by [email protected]
                                #57

                                Bitcoin wouldn't be an awful solution to this, but there's certainly a few better ones, such as

                                • Visa and MC just being the opinionless payment providers they ought to be.
                                • Regulation enforcing all payment providers to be similarly opinionless.
                                • Ethereum, or another crypto more suited to many, fast payments
                                • A layer-2 network over Bitcoin that can enable many fast payments, such as the lightning network.
                                F 1 Reply Last reply
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                                • stellarst0rm@lemmy.worldS [email protected]

                                  Not really a meme meme, but i felt like i had to :s

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                                  wrote last edited by
                                  #58

                                  Speed running the porn companies making their own payment processor

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                                  • T [email protected]

                                    Ah yes, that's why the Trump administration is one of the biggest proponents of crypto, right?? 🙄 did you even try?

                                    W This user is from outside of this forum
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                                    wrote last edited by
                                    #59

                                    How are those related? It is possible for some conservatives to want to purge LGBT voices from the internet at the same time other conservatives want to advance crypto. These are not mutually exclusive goals.

                                    Z 1 Reply Last reply
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                                    • T [email protected]

                                      Bitcoin is really bad for using as currency, due to the fact that there is a permanent, public ledger of all transactions. Why would you want anyone you pay to be able to see and trace every transaction you've ever made? Pay rent in bitcoin, now your landlord can calculate your spending and who you do transactions with. And yes, there are services that aggregate and obfuscate transactions in order to make them less traceable, but now you've just reinvented the same centralized payment processor system that the whole thing is supposed to be replacing... so... what's the point?

                                      Cash is good for using as currency.

                                      explodicle@sh.itjust.worksE This user is from outside of this forum
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                                      wrote last edited by
                                      #60

                                      You can use a p2p service, like Lightning with onion routing.

                                      1 Reply Last reply
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                                      • K [email protected]

                                        Ah, and here is where the commenter learns that “capitalist” competitors have legislated their opponents out of business, bought them out, or colluded with them.

                                        Oh, and it’s not just payment processors.

                                        explodicle@sh.itjust.worksE This user is from outside of this forum
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                                        wrote last edited by
                                        #61

                                        It's not "capitalist", it's capitalist. This is what capitalism does.

                                        1 Reply Last reply
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                                        • T [email protected]

                                          The banks/governments can't freeze your bitcoins, nor can they simply print more or regulate the value otherwise.

                                          You're just listing reasons why bitcoin sucks lol. Oh no!!! Flight risk criminals and terrorists had their accounts frozen!!! Oh no, ReGuLaTiOn BaD!!! Grow up.

                                          Finite currencies (like gold/silver/bitcoin) are deflationary currencies and are genuinely absolutely terrible for an economy. That's why we don't use gold anymore.

                                          L This user is from outside of this forum
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                                          wrote last edited by
                                          #62

                                          It wasn't my intention to come off as supporting it. I was simply giving the objective reasons for its creation. I see it as a tool that can be useful in some situations, but can be problematic in others.

                                          1 Reply Last reply
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