Which method, website, or app do you use for your household monthly budgeting?
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What works for you and how does it work? How long have you been using it?
wrote on last edited by [email protected]I selfhost ezBookkeeping where I track all non-reoccurring transactions and a LibreOffice Calc sheet where I track all reoccurring transactions. The sheet I've been using for multiple years now and it works great because I can clearly see what amount of money I can spend every month on anything I want and still being able to pay everything I need. The selfhosted app I've only been using since the beginning of the year because I used to use ActualBudget which I had connected to my bank account to automatically fill it will all transactions I did but due to it being automatic and not manual like ezBookkeeping felt like I was loosing track of everything.
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If it's making you so angry, it might be better to just do it yourself.
It'll also help you spend less because you won't want to log all those little transactions
NGL, I've seriously thought about it, but my AI skill set is very much still "in development" and I have tons of other projects to get done on my projects list
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What works for you and how does it work? How long have you been using it?
No one is mentioning gnucash and I think that's beautiful.
My partner and I used a spreadsheet from Google docs "budget template" or something. Moved on to gnucash after we wanted more features. I love it now, but it was a struggle to learn. Also a clunky interface. Also way more complex than we need. But I did once track down a tiny error in one of our bills, saving us a fraction of a dollar after hours of cross-checking!!
(I do love it though; the tradeoff is that we don't have to do repetitive manual entry and duplication of info. Instead, we have extensive notes on how to accomplish what we want!)
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NGL, I've seriously thought about it, but my AI skill set is very much still "in development" and I have tons of other projects to get done on my projects list
I meant just making a spreadsheet and doing it manually. But if you have technical skills, you really just need to make a script that sticks data from your bank's CSV files into a spreadsheet.
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What works for you and how does it work? How long have you been using it?
After years of trying every budgeting app possible (including YNAB) the only app I've found that does everything well is Bluecoins. Split transactions, multiple accounts, handling of credit/debit, recurring transactions, bill reminders, automated reading of bank app notification (to parse transactions), easy reconciliation of accounts, cloud syncing, etc. Definitely well worth the single purchase price (fuck subscription pricing models).