toot
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I remember how in 6th grade my (i assume) well meaning teacher decided to have a theme week where we were to pair up, boy and girl and pretend to be a couple and figure out budgeting, finding rent prices for apartments and what kinds of jobs we could have.
That was the week I unlocked existential anxiety that never went away lol. Didn't help that every adult in my life told me to not worry about it and that it would take many years before budgeting like an adult would be relevant for me.
There also weren't any further classes about this type of stuff so I just walked around from age 12 and onward panicking about how I would fail at life because I was bad at math.
Weirdly enough I still remember that the boy I was paired up with insisted we should have a cat and that we should call it Møffe. I remember that our budget was very bad and full of holes and our teacher would come over from time to time. "What about the electric bill? What about the water and heating bill? Remember taxes." Every time she would remind us of something we had overlooked or missed, it felt like my nervous system was being electrocuted.
Pretty hardcore to just throw this type of assignment at 12 year olds with no warning and then never speak of it again.
As an adult I am terrified of spending money on anything that isn't food or bills. My boyfriend constantly has to remind me that we are financially safe because I feel like we could end up on the streets any moment. It's not all a result of that one workshop, but it planted the seeds for that anxiety to grow and blossom into what it is today.
I think a budgeting workshop would be a great idea for older kids who are approaching adulthood and are more ready for it. But holy shit, don't do that to actual children who can't even grasp the concept of taxes and rent money yet.
"How are you going to make enough money?" The teacher asked us cause my partner wanted to live well.
"I don't know?"
"You'll need a very good job"
"I'll be in poverty then?"
"Don't you know what you want to do in life?"
I'M BARELY A TEENAGER I DON'T KNOW WHAT I WANT FOR LUNCH EVEN
"No."
"Then live in poverty"
Like the fuck was wrong with our teachers, man!
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that's the name in English and it doesn't make sense at all
Faut arrêter avec le "c'est pas comme en français du coup c'est mal"
je n’ai pas dit que c’était mal… mais que ça n’a pas de sens (étymologiquement parlant). C’est un mot étonnant pour une flute, on s’imagine un enregistreur.
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To be fair though if someone can't count up to four then financial literacy probably isn't in their future.
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I’ve had co-workers refuse a pay rise because they thought they would lose money due to higher taxes.
Music as a lesson has never once been beneficial outside of a classroom.
One skill is useful for life, the other is useful for the 3 people who intend to go on to study music.
You must be some kind of troll. Music literally transforms the structure of your brain, strengthens neural connections, and makes you smarter in every way. If you knew anything about either music or mathematics, you would know the two are fundamentally linked. There are many problems with our society, but too much access to arts and culture definitely is not one of them. Do they even teach music in schools anymore? States have been cutting the curricula to the bone, and the arts have suffered the most.
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I mostly pretended to play and copied the finger movements of the kid next to me.
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"Financial literacy" is victim blaming. Our economic system doesn't need to be this complicated. You're forced to invest or else your savings are destroyed by inflation. But these investments all involve trusting various institutions, and you have no way of knowing which ones are safe. Oh and don't put it all in one place; you need to find multiple solutions. By the time you're old or disabled, it's your fault you're in this mess.
Our economy is essentially forcing the public at gunpoint to make a prediction about topics they know nothing about. It's a design not for the humans who exist, but for perfectly informed spheres.
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Just an observation from a mathematician: I’ve never heard this comment from someone who was competent in high school maths. Whenever I mention that I’m a mathematician and someone responds how they “never got on” with maths, usually the next thing to leave their mouth is some gripe about financial literacy.
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This is stupid.
In school they had us practice recorder in ghe 4th grade, ages 9/10. I took accounting in highschool, ages 16/17.
We did both. Not only did we do both, these two lessons were taught at very different stages of education.
Came here to say this, we also learned recorder in 4th grade. If you tried teaching 4th graders about trading securities derivatives you’d have a riot on your hands in less than 5 minutes lol.
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Why not both?
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Now they don't do either.
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What's wrong with teaching music in school? I never got on with it, but some of my classmates genuinely loved it. And now that we're adults they aren't professional musicians by any stretch of the imagination, but they still enjoy playing just for the fun of it or as a hobby.
Few people I know do financial literacy as a hobby, no judgement though if that's what helps you unwind after a day at the office.
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Came here to say this, we also learned recorder in 4th grade. If you tried teaching 4th graders about trading securities derivatives you’d have a riot on your hands in less than 5 minutes lol.
Exactly. I also had the thought, if you breakdown music composition, it's basically math. Music is math.
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I learned this in like the third grade. I don’t think a third grader can be taught financial literacy.
But the fact that I didn’t learn anything about loans or credit scores in high school is bad, yes.
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Yeah let’s teach 4th graders that read at a 2nd grade level and struggle with multiplication economics, this seems rationale
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What's wrong with teaching music in school? I never got on with it, but some of my classmates genuinely loved it. And now that we're adults they aren't professional musicians by any stretch of the imagination, but they still enjoy playing just for the fun of it or as a hobby.
Few people I know do financial literacy as a hobby, no judgement though if that's what helps you unwind after a day at the office.
wrote last edited by [email protected]I’m pretty sure this is a song lyric from “the poor”, by Jesse Welles.
“I was memorizing capitols
I was in the spelling bee
I must've missed the part
Where they taught the art of private equity
I was selling chocolate bars
I had a disorder
I was cuttin' up a frog
Got lost in the fog
Learnin' how to play a recorder
“
I don’t think it’s supposed to be a slam against musical instruments.
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As many comments pointed out already, in the USA we usually learn to play the recorder in 3rd grade. It's not exactly an age where it makes any sense to try and learn how home mortgages work.
Though, I very much recall having some basic "personal finance" education in elementary school. It's the age where you are learning about currency denominations. How many quarters, dimes, etc. to make a dollar.
When I was in high school we were all required to take an "Economics" class where they did try to cover balancing a checkbook and basics like that. I just don't think most kids paid much attention. I know I didn't.
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Came here to say this, we also learned recorder in 4th grade. If you tried teaching 4th graders about trading securities derivatives you’d have a riot on your hands in less than 5 minutes lol.
trading securities derivatives
The fuck would you ever teach them that for?
They're 10 years old not idiots, they can learn through age appropriate skills such as budgeting and decision making - which can be made into a fun game as can almost anything you want to teach.
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Yeah let’s teach 4th graders that read at a 2nd grade level and struggle with multiplication economics, this seems rationale
Gee sounds like they're the sort of people desperately in need of these lessons.
But hey lets teach 4th graders that read at a 2nd grade level and struggle with multiplication how to blow into a piece of plastic that's going to end up in landfill in 12 months time.
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The recorder is not what was stopping them from teaching your finance.
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Exactly. I also had the thought, if you breakdown music composition, it's basically math. Music is math.
And numerous studies showing the growth in other subjects when music is (actually) taught in elementary. It is crossing the streams, so to speak.
It is also what makes us human, not robots.
