Uber Eats or something idk
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I'm a bit confused by what you're trying to say here. It seems non sequitur if you are trying to say "borrowers of higher interest rate benefit less from inflation".
I wasn't the one who said that part. I just wanted to correct the simplified math with some real world numbers that put into perspective how much wealth just being able to get a mortgage sets one up for
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I wasn't the one who said that part. I just wanted to correct the simplified math with some real world numbers that put into perspective how much wealth just being able to get a mortgage sets one up for
So what did you mean when you began your comment with "actually it's the inverse"? Inverse of what?
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This is like a food truck with extra steps.
wrote on last edited by [email protected]Shhhh, I'm a Silicon Valley genius and deserve millions in venture capital. Call me Elizabus Holmes.
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I'm so happy to have grown up in a country where not learning to cook isn't an option.
I’m also from the US!
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That's strange. Where I live, Doordash and all the other delivery services list higher menu prices than what you'll see at whichever restaurant you go to. If a menu item is normally $15, Doordash will list it as $18. This is before they even add the service fees.
I think that’s probably everywhere. They passed a delivery service fee limit law here and parasites like DoorDash literally just whined about it in the app and added some additional fee right there.
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I'm a middle aged man. I've paid my mortgage. I've got savings. My pension is doing alright. I've got my shit together.
I still eat beans on toast more often than I get a takeaway. You don't need to send half your dinner money to the silicon valley cunts that are fucking everything up. Support your local food places by going in, that way they get all the money.
This cost me 1.80USD. Turns out if the government works to keep food prices low and gets rent down to 300-400/mo in the middle of major cities, 1 person running a small busibess can feed a lot of people cheaply.
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I notice that learning to cook is never an option
buying groceries is also more expensive than it should be. you also have to take the time to go do that, and if you don't have a car youre not likely to be getting very much stuff. then, you have to prepare the food, cook the food, and clean up after. i dont know about you, but my prep space, cooking space, and cleaning space are all the same small counter. im perfectly capable of cooking a meal, but I also hate cooking and don't enjoy it, for all the reasons i just said.
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This is stupid. We pay other people to do things we can't or don't want to do all the time. That's what economy is.
The fact that people who order takeout could also cook at home instead doesn't diminish the impact of the inflation spikes that began with Putlers invasion. You can't fix the problems of neoliberalism on an individual level.
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So what did you mean when you began your comment with "actually it's the inverse"? Inverse of what?
Honestly I don't remember. There's a solid chance I misunderstood the point you were trying to make. I do remember being weirded out by the way your example has the loans working so I wanted to give a more real-world example of how loans and inflation benefit the borrower
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I don't get why people would waste money on delivery services. Would it kill someone to cook their own food, or collect food from a takeaway themselves? That's especially true for fast food where the fees & delivery charges could cost almost as much as the food itself.
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I’m also from the US!
I think you misread their double negative.
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I notice that learning to cook is never an option
Some government hand out "baby kits" for newborns - cot, blanket, nappies, bottles etc.
I think they should also hand out "self sufficiency kits" to new adults - pot & pan, utensils, cutlery, self sufficiency book w recipes, salt/pepper/herbs, coffee, tea seeds, vouchers and some other bits & pieces. Basically something to foster some independence, interest in cooking, diet and other life skills in new adults. And the school curriculum should also foster life skills.
Doesn't stop people eating out or buying takeaways but it shouldn't be the norm.
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Back in the 90s and aughts you could get pizza or Chinese delivered. Usually only at the cost of throwing a few singles for the driver. While it was probably exploitative of the drivers, it did not take 30% of the value of the meal and send it to a rich moron in Silicon Valley. It was not seen as super luxurious to get pizza delivered on a Friday night.
2019: you could buy a house if you never went to Starbucks!
2025: no one cares how much money you save working from home, get back to work, get back to the kitchen, deal with the tarrifs!
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buying groceries is also more expensive than it should be. you also have to take the time to go do that, and if you don't have a car youre not likely to be getting very much stuff. then, you have to prepare the food, cook the food, and clean up after. i dont know about you, but my prep space, cooking space, and cleaning space are all the same small counter. im perfectly capable of cooking a meal, but I also hate cooking and don't enjoy it, for all the reasons i just said.
Make bigger batches and freeze portions. And whatever expense groceries are, you can expect food cooked by someone else and delivered by someone else to be 3x as much.
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Some government hand out "baby kits" for newborns - cot, blanket, nappies, bottles etc.
I think they should also hand out "self sufficiency kits" to new adults - pot & pan, utensils, cutlery, self sufficiency book w recipes, salt/pepper/herbs, coffee, tea seeds, vouchers and some other bits & pieces. Basically something to foster some independence, interest in cooking, diet and other life skills in new adults. And the school curriculum should also foster life skills.
Doesn't stop people eating out or buying takeaways but it shouldn't be the norm.
That's honestly shit your parents should teach you tbh. Though not everyone has a decent set so I agree on the school curriculum bit. Teach it in middle school for sure.
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Back in the 90s and aughts you could get pizza or Chinese delivered. Usually only at the cost of throwing a few singles for the driver. While it was probably exploitative of the drivers, it did not take 30% of the value of the meal and send it to a rich moron in Silicon Valley. It was not seen as super luxurious to get pizza delivered on a Friday night.
2019: you could buy a house if you never went to Starbucks!
2025: no one cares how much money you save working from home, get back to work, get back to the kitchen, deal with the tarrifs!
Tbf I can still just ask the pizza place and they'll deliver to my door at like €3 without ever having to use an app.
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I don't get why people would waste money on delivery services. Would it kill someone to cook their own food, or collect food from a takeaway themselves? That's especially true for fast food where the fees & delivery charges could cost almost as much as the food itself.
I'm sure many rely on it for a good reason. A food delivery company in my country partners with a charity to enable phone orders and free delivery to the elderly.
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I don't get why people would waste money on delivery services. Would it kill someone to cook their own food, or collect food from a takeaway themselves? That's especially true for fast food where the fees & delivery charges could cost almost as much as the food itself.
It's nice as a "now and then" kind of deal. It's also a boon for elderly or disabled folks, especially for groceries. Or if you forgot your lunch and the traffic is heavy near your job to get food in time.
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You are better off regardless of how much your interest rate is, as long as it is fixed. If your mortgage payments are fixed, but your pay increases with inflation, your real monthly mortgage payment goes down over time.
Eg, if your mortgage is $1000/mo, but at the end of this year a cheeseburger costs $1000, then your mortgage payment is the same cost as a cheeseburger. Doesn't matter if the interest rate you got originally was 1% or 99%.
If your mortgage payments are fixed, but your pay increases with inflation, your real monthly mortgage payment goes down over time.
That if is doing so much heavy lifting it just qualified for the Olympics. The problem with inflation is that your wages don't keep up with it.
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Some government hand out "baby kits" for newborns - cot, blanket, nappies, bottles etc.
I think they should also hand out "self sufficiency kits" to new adults - pot & pan, utensils, cutlery, self sufficiency book w recipes, salt/pepper/herbs, coffee, tea seeds, vouchers and some other bits & pieces. Basically something to foster some independence, interest in cooking, diet and other life skills in new adults. And the school curriculum should also foster life skills.
Doesn't stop people eating out or buying takeaways but it shouldn't be the norm.
Thats funny because Stalin did exactly that!
