I dunno about that.

[mirthfulalembic@lemmy.world]

I dunno about that. I bought a house well within what I could afford. The bank actually thought we made a mistake and reminded us they would approve a loan double the size of what we asked.

All it takes is two or three really expensive things needing work at the same time to blow your budget out of the water. And often there's no clear answer on what's truly urgent.