Now You Can Buy In-Game DLC And Pay It Off Later
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Or just don’t finance any non-essential purchase. The idea of financing anything smaller than a couple thousand dollars is just wild to me.
Financing can actually be an incredibly good idea if you expect inflation to increase at a greater rate than the interest. It literally saves you effective money.
That said, it also tends to involve a credit pull (which hurts said interest rates) and becomes a monthly bill.
So if you can afford the monthly bill AND it is a meaningfully large purchase AND you have every reason to expect inflation to increase more than the interest rate? It is actually a pretty good idea.
For even a 200 dollar battle pass: no, it is not.
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What is the collateral on a digital product purchase?
Achievements.
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I want to cry but there aren't enough tears.
