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Graffiti seen in Barcelona, Catalonia

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  • F [email protected]
    This post did not contain any content.
    blackmist@feddit.ukB This user is from outside of this forum
    blackmist@feddit.ukB This user is from outside of this forum
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    wrote last edited by
    #142

    Build. More. Homes.

    We used to have enough, and then in the late 70s, early 80s they decided that if they didn't build enough, then they could make housing scarce and therefore more valuable. A big long-con, 40 years in the making.

    Housebuilders would make more profit per home. Homeowners would have more wealth (even if they can't access it). Inheritance taxes could take more of a bite. Landlords could charge more. Retirements could be funded entirely by buying 2-3 houses and renting them out, and then cash in later on the full value of those homes when they'd gone up by double the interest rates.

    They don't have to be amazing homes. They don't need an acre of land to sit on. They don't need three bedrooms. Kitchen, bedroom, bathroom, living room. Affordable on a quarter of a single person's minimum wage income.

    P onewomancreamteam@sh.itjust.worksO 2 Replies Last reply
    11
    • 0 [email protected]

      Funny how if you remove all landlords no one loses their home.

      blackmist@feddit.ukB This user is from outside of this forum
      blackmist@feddit.ukB This user is from outside of this forum
      [email protected]
      wrote last edited by
      #143

      People who can no longer afford their mortgages would disagree with you.

      H 0 M B W 6 Replies Last reply
      10
      • 0 [email protected]

        that has basically been overrun by foreigners, greedy real estate investors

        There, FTFY

        sagan@piefed.socialS This user is from outside of this forum
        sagan@piefed.socialS This user is from outside of this forum
        [email protected]
        wrote last edited by
        #144

        Greedy real instate investors bought everything there because there was a demand from non Portuguese people with much higher salaries than the locals.

        You don't see that type of phenomenon in random towns in the Portuguese back country

        0 1 Reply Last reply
        0
        • blackmist@feddit.ukB [email protected]

          Build. More. Homes.

          We used to have enough, and then in the late 70s, early 80s they decided that if they didn't build enough, then they could make housing scarce and therefore more valuable. A big long-con, 40 years in the making.

          Housebuilders would make more profit per home. Homeowners would have more wealth (even if they can't access it). Inheritance taxes could take more of a bite. Landlords could charge more. Retirements could be funded entirely by buying 2-3 houses and renting them out, and then cash in later on the full value of those homes when they'd gone up by double the interest rates.

          They don't have to be amazing homes. They don't need an acre of land to sit on. They don't need three bedrooms. Kitchen, bedroom, bathroom, living room. Affordable on a quarter of a single person's minimum wage income.

          P This user is from outside of this forum
          P This user is from outside of this forum
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          wrote last edited by
          #145

          you just have to make sure that the new houses aren t bought by landlords...

          blackmist@feddit.ukB S 2 Replies Last reply
          5
          • F [email protected]
            This post did not contain any content.
            M This user is from outside of this forum
            M This user is from outside of this forum
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            wrote last edited by
            #146

            I think it can be generally said that the US and their success stories are a force for the bad in the world.

            S 1 Reply Last reply
            19
            • P [email protected]

              you just have to make sure that the new houses aren t bought by landlords...

              blackmist@feddit.ukB This user is from outside of this forum
              blackmist@feddit.ukB This user is from outside of this forum
              [email protected]
              wrote last edited by
              #147

              You have to realise that landlords aren't the plague. They're the buboes. A symptom.

              If you can take your spare money (a concept from days gone by, I know), buy a house for X, rent it out for Y a month, then finally sell it in 20 years for Z, and be 99.99% guaranteed to make more money from it than you can from pretty much any other source, then why wouldn't you?

              Remove the incentive for that (homes that don't go up by more than the inflation rate), there will be no need for them to exist.

              But in any case, the size of the building projects required would likely be government level anyway, and they can be the "landlord" for anyone not wanting to buy. This was called council houses in the olden days, before Maggie Thatcher killed that.

              P M stinky@redlemmy.comS 3 Replies Last reply
              11
              • blackmist@feddit.ukB [email protected]

                You have to realise that landlords aren't the plague. They're the buboes. A symptom.

                If you can take your spare money (a concept from days gone by, I know), buy a house for X, rent it out for Y a month, then finally sell it in 20 years for Z, and be 99.99% guaranteed to make more money from it than you can from pretty much any other source, then why wouldn't you?

                Remove the incentive for that (homes that don't go up by more than the inflation rate), there will be no need for them to exist.

                But in any case, the size of the building projects required would likely be government level anyway, and they can be the "landlord" for anyone not wanting to buy. This was called council houses in the olden days, before Maggie Thatcher killed that.

                P This user is from outside of this forum
                P This user is from outside of this forum
                [email protected]
                wrote last edited by
                #148

                While I understand your point, I don't think I fully agree with it. If house prices are connected to inflation, what is there to stop somebody from buying a house and renting it out.
                The rent money is used to buy a second house and so on. The price of houses will go up, and so will the rent. But the houses themselves were bought at a lower price, so house prices going up would not have any influence on the landlord.
                In the meantime the rent keeps going up, reultiyin more profit in the end.

                Now of there would be a taxation based on actual worth of a person. And the amount of taxation is based on the minimal income in a country...

                Maybe a bit farfetched and I do not know if I explain it in a way that I get my idea across.

                blackmist@feddit.ukB 1 Reply Last reply
                0
                • Z [email protected]

                  Pardon the confusion. This is Lemmy, anarchism is a utopistic solution where everyone sings kumbaya and gets along, not an apocalyptic hellscape where the people with the most guns amass all power. Fortunately, there has never been a societal experiment to determine what anarchy really is, so no one has to be proven wrong.

                  irelephant@lemmy.dbzer0.comI This user is from outside of this forum
                  irelephant@lemmy.dbzer0.comI This user is from outside of this forum
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                  wrote last edited by
                  #149

                  Google "cnt-fai"

                  1 Reply Last reply
                  1
                  • 0 [email protected]

                    You mean anarchism vs anarchy.

                    M This user is from outside of this forum
                    M This user is from outside of this forum
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                    wrote last edited by
                    #150

                    Same difference in day to day use.

                    The important discussion is often lost due to confusing semantics. Extend it to languages other than English and some don't even have two separate words. Even in English this problem arises with anarchist (person part of the movement or person who does whatever the fuck they want).

                    1 Reply Last reply
                    0
                    • P [email protected]

                      you just have to make sure that the new houses aren t bought by landlords...

                      S This user is from outside of this forum
                      S This user is from outside of this forum
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                      wrote last edited by
                      #151

                      The landlords aren't doing anything wrong, if the market price is too high you have to increase supply it's that easy.

                      stinky@redlemmy.comS Z 2 Replies Last reply
                      0
                      • S [email protected]

                        I want to live in your world where everyone owns their own home

                        K This user is from outside of this forum
                        K This user is from outside of this forum
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                        wrote last edited by
                        #152

                        I'm renting. And if the owner sells the place, that's their right and prerogative to do so.

                        S 1 Reply Last reply
                        0
                        • T [email protected]

                          You are a combat vet? And you are here criticizing people for renting and teaching about morals? Holy molly, people have weird values.

                          P This user is from outside of this forum
                          P This user is from outside of this forum
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                          wrote last edited by
                          #153

                          I was misguided, but had virtuous ideals at the time. I'm not defending the evils in the world anymore. Unlike this person who is trying to justify being evil at this moment.

                          C 1 Reply Last reply
                          3
                          • goldmage263@sh.itjust.worksG [email protected]

                            Neat! I'm glad you are comfortable within your bubble.

                            On a different tonal note, it's very impressive you have the resources to single-handedly ruin the housing market, but choose not to. /s

                            I'm satisfied being well below average in CO2 contribution. I need to see new places in person, and that need serves me much better than putting all my efforts into lowering the CO2 average consumption by another -0.002 kg/year.

                            P This user is from outside of this forum
                            P This user is from outside of this forum
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                            wrote last edited by
                            #154

                            Who TF is comfortable? Definitely not me. You don't have a need to travel, you just don't give AF about anybody but yourself. Tell people in low-lying island nations why you "just can't help yourself" but to flood their homes because you can't sit still.

                            goldmage263@sh.itjust.worksG 1 Reply Last reply
                            2
                            • B [email protected]

                              You were a combat vet invading someone's country for personal gain and fuck knows what other fucked up shit you did, you cant say shit about not hurting others

                              P This user is from outside of this forum
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                              wrote last edited by
                              #155

                              I also delivered school supplies to Iraqi children, you cunt. It's not all black and white.

                              1 Reply Last reply
                              2
                              • N [email protected]

                                Yeah sure...violence is always the answer....

                                P This user is from outside of this forum
                                P This user is from outside of this forum
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                                wrote last edited by
                                #156

                                Not always, and preferably not, but sometimes yeah, it is. Especially if other avenues have been exhausted.

                                1 Reply Last reply
                                0
                                • C [email protected]

                                  If there's no state to protect your possession, you are the one responsible for protecting it. The moment you lose physical contact, you cannot protect it. Unless you put traps all over your house to deter an invader.

                                  I don't see how in a stateless society you could go on vacation without the fear of your home being "stolen" when you return.

                                  S This user is from outside of this forum
                                  S This user is from outside of this forum
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                                  wrote last edited by
                                  #157

                                  That's where community and mutual aid come in. You have neighbors who also would like to not lose their homes either so they would protect yours like you would protect theirs. The importance and strength of community rises as the power of the state diminishes.

                                  C 1 Reply Last reply
                                  1
                                  • C [email protected]

                                    I'm not some 'real player'. I'm you're average tech bro smart enough to be buying land.

                                    P This user is from outside of this forum
                                    P This user is from outside of this forum
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                                    wrote last edited by
                                    #158

                                    You're excusing yourself from evil. "Did you see how she was dressed? She wanted it", "I was just following orders", "I did what I had to". No, you're a pile of shit trying to excuse your actions.

                                    1 Reply Last reply
                                    0
                                    • P [email protected]

                                      Who TF is comfortable? Definitely not me. You don't have a need to travel, you just don't give AF about anybody but yourself. Tell people in low-lying island nations why you "just can't help yourself" but to flood their homes because you can't sit still.

                                      goldmage263@sh.itjust.worksG This user is from outside of this forum
                                      goldmage263@sh.itjust.worksG This user is from outside of this forum
                                      [email protected]
                                      wrote last edited by
                                      #159

                                      Yeah, that doesn't happen because of me. You can keep trying to shame me as an outlet for your anger from the ultra-wealthy and large businesses if that makes you feel better.

                                      Unprofessional opinion tho, trying to make yourself feel more morally correct because you have different needs or can't access them isn't the healthiest way to express these feelings.

                                      The average Joe is not accountable for any meaningful amount of pollution until after the private jets are prohibited. My city does what it can with local ordinance, and I do what I can to contribute to carbon neutral initiatives. Reduce has been the big focus this year. I'm thankful to have a place to bring my own bottles for soap, shampoo, laudry detergent, deodrant bars, and such.

                                      You judge people before trying to know them and ask questions. Your assumptions hold you back.

                                      P 1 Reply Last reply
                                      1
                                      • P [email protected]

                                        While I understand your point, I don't think I fully agree with it. If house prices are connected to inflation, what is there to stop somebody from buying a house and renting it out.
                                        The rent money is used to buy a second house and so on. The price of houses will go up, and so will the rent. But the houses themselves were bought at a lower price, so house prices going up would not have any influence on the landlord.
                                        In the meantime the rent keeps going up, reultiyin more profit in the end.

                                        Now of there would be a taxation based on actual worth of a person. And the amount of taxation is based on the minimal income in a country...

                                        Maybe a bit farfetched and I do not know if I explain it in a way that I get my idea across.

                                        blackmist@feddit.ukB This user is from outside of this forum
                                        blackmist@feddit.ukB This user is from outside of this forum
                                        [email protected]
                                        wrote last edited by
                                        #160

                                        If house prices were directly connected to inflation, there would be no issue.

                                        But they run far above inflation. This is what gets a pack of landlords involved.

                                        There's a point where putting your money into a basic stock market tracker gives a better return than landlording. That's when they go and do that instead. It's a lot less up front investment, and a lot less risk.

                                        It's mostly the spiralling house prices that attracts the landlord class, not the rent. The house is making money even if there's nobody in it. Rent is just the icing on the cake. Right now they just cannot lose.

                                        1 Reply Last reply
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                                        • blackmist@feddit.ukB [email protected]

                                          People who can no longer afford their mortgages would disagree with you.

                                          H This user is from outside of this forum
                                          H This user is from outside of this forum
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                                          wrote last edited by
                                          #161

                                          They should find a job

                                          1 Reply Last reply
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