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Capitalism isn't the fix, banks are in cahoots with visa/mastercard and they will absolutely shut down any competition.
Who said anything about banks? Republicans are all in on crypto. let’s play this game.
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Capitalism is actually the fix for this one for once. Just be the only payment processor that lets you buy anything legal. Demand for your services guarantees your success and the others die out.
Let’s see if republicans still like capitalism now.
wrote last edited by [email protected]Lol, that's not a thing. The infrastructure required is too kuch, and most banks are conservative.
Money is now the enemy.
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So, this means that pretty much any paid adult content can't accept visa, right? Or are they just stomping in the small creators for not being profitable enough?
Looking at you, OnlyFans..
wrote last edited by [email protected]For now, they are targeting more niche “taboo” kinks like incest and bdsm. But as we’ve seen time and time again with bigoted, puritanical christofascists, they will not stop there. Next, they come for the queer content. My guess is furry stuff is next under the bad faith argument of “bestiality”, then more standard queer content, including tame non-erotic content. Finally, all erotic content.
Remember, everything sexual is sinful and evil unless its a straight white cis Christian married couple having joyless missionary sex for the purposes of procreation only.
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Not really a meme meme, but i felt like i had to :s
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whats a payment processor? something like PayPal?
Visa and MasterCard
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Capitalism isn't the fix, banks are in cahoots with visa/mastercard and they will absolutely shut down any competition.
fuck it, crypto.
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Bitcoin is really bad for using as currency, due to the fact that there is a permanent, public ledger of all transactions. Why would you want anyone you pay to be able to see and trace every transaction you've ever made? Pay rent in bitcoin, now your landlord can calculate your spending and who you do transactions with. And yes, there are services that aggregate and obfuscate transactions in order to make them less traceable, but now you've just reinvented the same centralized payment processor system that the whole thing is supposed to be replacing... so... what's the point?
Cash is good for using as currency.
Cash is good for using as currency.
But so insanely annoying to handle and carry with you.
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For now, they are targeting more niche “taboo” kinks like incest and bdsm. But as we’ve seen time and time again with bigoted, puritanical christofascists, they will not stop there. Next, they come for the queer content. My guess is furry stuff is next under the bad faith argument of “bestiality”, then more standard queer content, including tame non-erotic content. Finally, all erotic content.
Remember, everything sexual is sinful and evil unless its a straight white cis Christian married couple having joyless missionary sex for the purposes of procreation only.
They're already attacking furry content featuring "animal-esque genitalia", as there were people who thought that was "zoophilic". However, I still remember how much anime fans needed to fight, so that kemonomimi (catgirls, etc.) wouldn't been labeled as "zoophilic", which might be the source for the furry/anime divide in the west.
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so hear me out.
there's an entire continent of payment processors out there that are not American.
just use one of those.
problem solved for a few years.
JCB - Japan only
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so hear me out.
there's an entire continent of payment processors out there that are not American.
just use one of those.
problem solved for a few years.
I'm not American and even I only know Visa and Mastercard. I know there used to be Maestro, but that was also owned by Mastercard. So what else is there that works globally?
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I'm not American and even I only know Visa and Mastercard. I know there used to be Maestro, but that was also owned by Mastercard. So what else is there that works globally?
https://thefinrate.com/top-payment-processing-companies-in-the-eu/
https://fintechmagazine.com/top10/top-10-payment-processors
some are based in US, but there should be at least 10 from those two lists.
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i wonder if this is the shitgibbons in charge trying to drive up bitcoin prices seeing as how they just publicly bought a bunch of bitcoin.
i know the payment processors have always been prudes but they are really doubling down and its only going to drive folks to crypto.
edit: I don't think it's a good idea either but talk to anyone outside lemmy and ask if they understand the environmental impact of crypto and AI and they have no clue.
If this really does drive people to crypto then I hope it goes to monero or a fork of it. Try blocking or tracking transactions then.
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Undoing all the gains made during the sexual revolution. Conservatives taking us back to the puritanical dark ages.
It's not even conservative any more. It's regressive.
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Bitcoin is really bad for using as currency, due to the fact that there is a permanent, public ledger of all transactions. Why would you want anyone you pay to be able to see and trace every transaction you've ever made? Pay rent in bitcoin, now your landlord can calculate your spending and who you do transactions with. And yes, there are services that aggregate and obfuscate transactions in order to make them less traceable, but now you've just reinvented the same centralized payment processor system that the whole thing is supposed to be replacing... so... what's the point?
Cash is good for using as currency.
You can make intermediate wallets to obfuscate transfers, like throwaways, so the wallet that pays your rent is different from the one ordering a dragon dildo and it's hard to say if it's the same person, but it's a hassle and you'll get extra transaction fees.
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Bitcoin is really bad for using as currency, due to the fact that there is a permanent, public ledger of all transactions. Why would you want anyone you pay to be able to see and trace every transaction you've ever made? Pay rent in bitcoin, now your landlord can calculate your spending and who you do transactions with. And yes, there are services that aggregate and obfuscate transactions in order to make them less traceable, but now you've just reinvented the same centralized payment processor system that the whole thing is supposed to be replacing... so... what's the point?
Cash is good for using as currency.
so... what's the point?
The point isn't anonymity, but independence and autonomy. It's hard to shut down and hard to tax. The banks/governments can't freeze your bitcoins, nor can they simply print more or regulate the value otherwise.
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Let's make a community run payment processor then. We'll valiantly process porn payments.
Mastercard? No sorry, we only take WokeCoin
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https://thefinrate.com/top-payment-processing-companies-in-the-eu/
https://fintechmagazine.com/top10/top-10-payment-processors
some are based in US, but there should be at least 10 from those two lists.
wrote last edited by [email protected]I know some of those, but they don't count.
Most of those are still just going to use Visa and Mastercard underneath to process payments by card... Since those are mostly all Visa or Mastercard. There are exceptions but those are regional.
There are a lot of "payment processors" but only 2 major card companies and that's an issue.
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For now, they are targeting more niche “taboo” kinks like incest and bdsm. But as we’ve seen time and time again with bigoted, puritanical christofascists, they will not stop there. Next, they come for the queer content. My guess is furry stuff is next under the bad faith argument of “bestiality”, then more standard queer content, including tame non-erotic content. Finally, all erotic content.
Remember, everything sexual is sinful and evil unless its a straight white cis Christian married couple having joyless missionary sex for the purposes of procreation only.
Valve has changed their content guidelines due to the requirements of the credit card processors. Itch.io, too. I wouldn't call Valve niche.
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You can make intermediate wallets to obfuscate transfers, like throwaways, so the wallet that pays your rent is different from the one ordering a dragon dildo and it's hard to say if it's the same person, but it's a hassle and you'll get extra transaction fees.
wrote last edited by [email protected]It's trivial to trace the funding of these "throwaways" to link them together... unless this entire system is supposed to just rely on using a standard bank account to fund them, which.... circling back to "so what's the point?" you could pay from that account directly to get the same benefits. Using bitcoin is completely redundant in that scenario
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Let's make a community run payment processor then. We'll valiantly process porn payments.
Having worked in the payment industry, there is a lot of work to be done.
Even if you use the EMV standard, which almost all of the payment processor are based on, the challenge is to interface with the banks and making sure that every cards and terminals follow your standard.
And that's if you can convince banks to even accept you payment standard in the first place.