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Take out a huge loan

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  • samdell@lemmy.eco.brS [email protected]
    This post did not contain any content.
    drdystopia@lemy.lolD This user is from outside of this forum
    drdystopia@lemy.lolD This user is from outside of this forum
    [email protected]
    wrote last edited by
    #3

    Don't do it OP, traveling and broadening your mind might make you enjoy life and then you'd not be so nonchalant about deleting yourself. You might end up on prison, where you'll suffer doubly due to your newfound love of life and freedom! Better semi-suffer in an empty existence for the rest of your life like most others.

    Or like, just stay on a foreign beach with your embezzled money and a drink in your hand and never come back. Actually seems like the best option overall...

    W m137@lemmy.worldM L 3 Replies Last reply
    148
    • samdell@lemmy.eco.brS [email protected]
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      arghblarg@lemmy.caA This user is from outside of this forum
      arghblarg@lemmy.caA This user is from outside of this forum
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      wrote last edited by
      #4

      Look up the "buy, borrow, die" strategy (spoiler: it's only possible for those who are already rich, go figure).

      1 Reply Last reply
      6
      • samdell@lemmy.eco.brS [email protected]
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        M This user is from outside of this forum
        M This user is from outside of this forum
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        wrote last edited by
        #5

        Average gen Z retirement plan

        P 1 Reply Last reply
        2
        • drdystopia@lemy.lolD [email protected]

          Don't do it OP, traveling and broadening your mind might make you enjoy life and then you'd not be so nonchalant about deleting yourself. You might end up on prison, where you'll suffer doubly due to your newfound love of life and freedom! Better semi-suffer in an empty existence for the rest of your life like most others.

          Or like, just stay on a foreign beach with your embezzled money and a drink in your hand and never come back. Actually seems like the best option overall...

          W This user is from outside of this forum
          W This user is from outside of this forum
          [email protected]
          wrote last edited by
          #6

          Happened to a buddy of mine, took out a bunch of loans during covid, and stopped paying rent. he didn’t travel but he lived large, pretty much spent it all on prostitutes and what not, then when the money ran out he couldn’t pull the trigger.

          With a little help he got instituted for a few days and then got some government funded counselling (not in the states obviously)

          He couch surfed for a bit, luckily we have a tight friend group

          He landed back on his feet, still on the hook for all of it and the government started garnishing his wages, But he found a good stable girl who takes care of him and he’s happier than I’ve ever seen him, he works, he takes care of himself. I’m proud of him. He’s come a long way.

          drdystopia@lemy.lolD C H 3 Replies Last reply
          93
          • samdell@lemmy.eco.brS [email protected]
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            F This user is from outside of this forum
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            wrote last edited by
            #7

            TBH if you have credit, proof of income, and live in such a land of opportunity that large loans are available then you're not really in a position worth ending yourself. Just go to therapy.

            If you borrow from a shady or illegal lender then they WILL go after your next of kin, so list your guarantor as somebody you hate, lmao.

            1 Reply Last reply
            8
            • W [email protected]

              Happened to a buddy of mine, took out a bunch of loans during covid, and stopped paying rent. he didn’t travel but he lived large, pretty much spent it all on prostitutes and what not, then when the money ran out he couldn’t pull the trigger.

              With a little help he got instituted for a few days and then got some government funded counselling (not in the states obviously)

              He couch surfed for a bit, luckily we have a tight friend group

              He landed back on his feet, still on the hook for all of it and the government started garnishing his wages, But he found a good stable girl who takes care of him and he’s happier than I’ve ever seen him, he works, he takes care of himself. I’m proud of him. He’s come a long way.

              drdystopia@lemy.lolD This user is from outside of this forum
              drdystopia@lemy.lolD This user is from outside of this forum
              [email protected]
              wrote last edited by
              #8

              Dang, why not.

              L 1 Reply Last reply
              23
              • samdell@lemmy.eco.brS [email protected]
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                L This user is from outside of this forum
                L This user is from outside of this forum
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                wrote last edited by
                #9

                D B A 3 Replies Last reply
                42
                • samdell@lemmy.eco.brS [email protected]
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                  P This user is from outside of this forum
                  P This user is from outside of this forum
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                  wrote last edited by
                  #10

                  I've heard of people getting their credit score up, taking out all their lines of credit, then dipping to Europe for 10 years to start a business. By the time they came back, their credit scores were fine again because it had been long enough to not affect it. Obviously planning to do this ahead of time is illegal, but if it just happens by circumstance and you're stuck in Europe and can't pay back the debt for 10 years then like…

                  S P I 3 Replies Last reply
                  48
                  • samdell@lemmy.eco.brS [email protected]
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                    gandalf_der_12te@discuss.tchncs.deG This user is from outside of this forum
                    gandalf_der_12te@discuss.tchncs.deG This user is from outside of this forum
                    [email protected]
                    wrote last edited by
                    #11

                    It might work that way in the first life but then when you're reborn you're gonna have really poor credit score and that sucks too in its own way.

                    M 1 Reply Last reply
                    13
                    • samdell@lemmy.eco.brS [email protected]
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                      A This user is from outside of this forum
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                      wrote last edited by [email protected]
                      #12

                      Yes this is my current trajectory. Been traveling and burning through my savings and am gonna start racking up debt in the next year.

                      1 Reply Last reply
                      4
                      • drdystopia@lemy.lolD [email protected]

                        Dang, why not.

                        L This user is from outside of this forum
                        L This user is from outside of this forum
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                        wrote last edited by
                        #13

                        Sometimes thats the attitude it takes

                        1 Reply Last reply
                        10
                        • L [email protected]

                          D This user is from outside of this forum
                          D This user is from outside of this forum
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                          wrote last edited by
                          #14

                          I like how this image smugly pretends like it's above it all when lust and time wasting questions are like 2/5 pillars of the human condition.

                          C 1 Reply Last reply
                          21
                          • W [email protected]

                            Happened to a buddy of mine, took out a bunch of loans during covid, and stopped paying rent. he didn’t travel but he lived large, pretty much spent it all on prostitutes and what not, then when the money ran out he couldn’t pull the trigger.

                            With a little help he got instituted for a few days and then got some government funded counselling (not in the states obviously)

                            He couch surfed for a bit, luckily we have a tight friend group

                            He landed back on his feet, still on the hook for all of it and the government started garnishing his wages, But he found a good stable girl who takes care of him and he’s happier than I’ve ever seen him, he works, he takes care of himself. I’m proud of him. He’s come a long way.

                            C This user is from outside of this forum
                            C This user is from outside of this forum
                            [email protected]
                            wrote last edited by
                            #15

                            At that point why not just declare bankruptcy? If he was couch surfing then he had no assets to lose. Sure bankruptcy fucks your credit for a while but it's better than having nothing and still having your wage garnished. That's literally the situation that bankruptcy exists for. If you somehow get yourself in a truely irrecoverable amount of debt then it's your get out of jail relatively free card.

                            W 1 Reply Last reply
                            11
                            • L [email protected]

                              B This user is from outside of this forum
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                              wrote last edited by
                              #16

                              Yes yes, time. spent on this post definitely for answering a question

                              1 Reply Last reply
                              1
                              • internetcitizen2@lemmy.worldI [email protected]

                                Just put your ultra capitalist hat when the time comes to repay them. Tell them its a free market and they took a risk like all for profit ventures, but its not looking good for them and better luck next time. Also nice tits bro, very milk.

                                cheers_queers@lemmy.zipC This user is from outside of this forum
                                cheers_queers@lemmy.zipC This user is from outside of this forum
                                [email protected]
                                wrote last edited by
                                #17

                                Thats how i feel about the idiot debt collectors making themselves liable for my small medical debts 🙂 like, i didnt ask you to pay for that bro but thanks i guess lol

                                1 Reply Last reply
                                9
                                • samdell@lemmy.eco.brS [email protected]
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                                  wrote last edited by
                                  #18

                                  I couldn't enjoy myself if I knew that was going to be the end.

                                  1 Reply Last reply
                                  2
                                  • samdell@lemmy.eco.brS [email protected]
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                                    semi_hemi_demigod@lemmy.worldS This user is from outside of this forum
                                    semi_hemi_demigod@lemmy.worldS This user is from outside of this forum
                                    [email protected]
                                    wrote last edited by
                                    #19

                                    The problem with getting that big loan is you need an income and some money first

                                    T 1 Reply Last reply
                                    5
                                    • P [email protected]

                                      I've heard of people getting their credit score up, taking out all their lines of credit, then dipping to Europe for 10 years to start a business. By the time they came back, their credit scores were fine again because it had been long enough to not affect it. Obviously planning to do this ahead of time is illegal, but if it just happens by circumstance and you're stuck in Europe and can't pay back the debt for 10 years then like…

                                      S This user is from outside of this forum
                                      S This user is from outside of this forum
                                      [email protected]
                                      wrote last edited by
                                      #20

                                      Default judgment wants a word with you

                                      P 1 Reply Last reply
                                      15
                                      • samdell@lemmy.eco.brS [email protected]
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                                        hanrahan@slrpnk.netH This user is from outside of this forum
                                        hanrahan@slrpnk.netH This user is from outside of this forum
                                        [email protected]
                                        wrote last edited by [email protected]
                                        #21

                                        Picture related ... Or not?

                                        Tjat aside anaon, just decakre bankruptcy.

                                        But i think anon's plan will fall at the first hurdle, getting a large loan requires collateral.

                                        G 1 Reply Last reply
                                        18
                                        • gandalf_der_12te@discuss.tchncs.deG [email protected]

                                          It might work that way in the first life but then when you're reborn you're gonna have really poor credit score and that sucks too in its own way.

                                          M This user is from outside of this forum
                                          M This user is from outside of this forum
                                          [email protected]
                                          wrote last edited by
                                          #22

                                          Oh god. Don't even joke about this. lol

                                          1 Reply Last reply
                                          4
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