Web Personal Finance App

[dmtalon@infosec.pub]

I moved to actual about 3 months ago from YNAB4. I'd moved to nYNAB then back to YNAB4 after a second price hike and then to actual.

No regrets. I run it as a docker on unraid and reverse proxy so I can access it remotely.

Feels a ton like YNAB.

[mtk@lemmy.world]

FF3 is great, I have used it for years and I can't complain

[hydration9806@lemmy.ml]

Assuming US, Open Banking is on the horizon. Will likely still take a few years before it's fully implemented, but hopefully soon!

[agile_squirrel@lemmy.ml]

I haven't use any of these, but others could look at:

• Maybe
• DumbBudget
• budgetbee
• OpenBudgeteer

For reference, these are from Selfh.sh

[skimm@lemmy.sdf.org]

I hadn't heard of this. Looks like we're finally getting some sort of standard API implemented. It's about time. No reason folks should have to use Plaid or other to link accounts or pull data easily.

[neatobuilds@lemmy.today]

Actual let's you import downloaded statements in qfx or whatever format

That's how I used it anyway since I didn't want any third party I would just download a months worth of transactions and import them into actual then start setting up automatic tagging or manual if it's a one off transaction

[__init__@programming.dev]

Another vote for actual. It’s my first budgeting app so I don’t have anything to compare it to, but it was super simple to set up (as far as self hosted apps go), I really like the web ui, and simplefin works to sync with all of my banks/accounts. My only gripe with it so far is that it could probably use a better mobile experience.

[onomatopoeia@lemmy.cafe]

This may not fully solve the problem, but have you tried using it through Hermit or Native Alpha? These are browsers designed to make websites work like apps on Android.

Combined with my password manager (Bitwarden), it's usually as fast or even faster than some apps, with a side benefit of a single app install rather than an app for each service.

So far this has worked well for Amazon, Walmart, libraries, my healthcare login, bank, ebay, Home Depot and Lowes, etc.

[bungle_in_the_jungle@lemmy.world]

It would be awesome if you could Dockerise this!

[airikr@lemmy.ml]

I agree, but I don't know how yet Need to read more about it. I love and prefer Docker in most cases, so I want to Dockerise my projects.

[lemmy_get_my_coat@lemmy.world]

How do you get your data in? Do you use the third party import services plugin or set up scraping of your statements that needs you to pass the statements in explicitly? I've been wanting to get into using Firefly 3 but the question of how I should do the data import has been a hurdle that's stopped me with indecision a few times.

[irotsoma@lemmy.blahaj.zone]

Unlikely at least in the near future. The remnants of Dodd-Frank and anything that Biden did are high on the list for Trump's chopping block.

[dmtalon@infosec.pub]

I'll check this out. But some things really need an app. Like gps for payees like ynab4 app has.

But the speed is certainly a factor.

[mtk@lemmy.world]

Oh, I do it all manually since I find it harder to keep track when things happen automatically.

But I know it has all kinds plugins for importing transactions

[pax0707@lemmy.world]

Actual.

Tried most of them about a year ago and then it was best for my needs. Situation could be different now but for me Actual still works great.

YMMV

[lemmy_get_my_coat@lemmy.world]

Ah fair enough. Well done keeping on top of it - I know I'll never be able to consistently do it manually so will dig into the other ways.

[vinstaal0@lemmy.world]

I have had a lot of issues setting up Firefly III on different systems so I never got to get it working.

Eventueel I ended upfinding Actual Budget, while not perfect it works really well and I have been using it for more than a year now

[vinstaal0@lemmy.world]

You can setup your own if you wish, but a lot of these parties also have had an audit done on security and on privacy. That is not gonna matter if you live in the US, but that is a problem

[laserkaspar@lemmy.world]

I am also looking for something similar. But one feature every one of these apps is missing is tracking expenses that get paid back later. For example with some of my friends I make a list of expenses so we can decide who should pay for dinner next time. Do you know of any apps that can do that?

[hylobates@jlai.lu]

I find the DB sync system in Actual a bit odd. Don't get me wrong it seems to work but I'm afraid it might corrupt in some corner cases.