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  3. Finally paid off my Costco hotdog 🙏

Finally paid off my Costco hotdog 🙏

Scheduled Pinned Locked Moved Lemmy Shitpost
lemmyshitpost
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  • G [email protected]

    Alt text: Screenshot of a receipt showing payment over time of a $1.50 hotdog in four equal installments of $0.375 spread out every other week.

    W This user is from outside of this forum
    W This user is from outside of this forum
    [email protected]
    wrote on last edited by [email protected]
    #35

    They should allow Pay in 4 for online subscriptions.

    For example Netflix. Instead of paying 8€ a month you would pay €8 a month for 4 subscriptions.

    excrubulent@slrpnk.netE 1 Reply Last reply
    3
    • W [email protected]

      They should allow Pay in 4 for online subscriptions.

      For example Netflix. Instead of paying 8€ a month you would pay €8 a month for 4 subscriptions.

      excrubulent@slrpnk.netE This user is from outside of this forum
      excrubulent@slrpnk.netE This user is from outside of this forum
      [email protected]
      wrote on last edited by
      #36

      This has a similar energy to, "Lend me a dollar, but give me fifty cents. Then I'll owe you fifty cents, and you'll owe me fifty cents, and we'll be even."

      1 Reply Last reply
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      • U [email protected]

        the amount of consumer goodwill that statement bought easily pays for any losses from the hotdogs. companies seem hellbent on torching their brand reputation for short-term gains these days. little gestures go a long way.

        excrubulent@slrpnk.netE This user is from outside of this forum
        excrubulent@slrpnk.netE This user is from outside of this forum
        [email protected]
        wrote on last edited by [email protected]
        #37

        Also my mum brought me some costco hotdogs the other day. It's hard to get good American food in grocery stores here in Australia but those delicious smokey dogs have me considering a membership. So good.

        1 Reply Last reply
        2
        • J [email protected]

          Conversely, you can't have a house, you have no credit.

          Fine I just paid off a 1.50 loan for a hot dog.

          Ok, now you can borrow 500k because you proved yourself responsible with $1.50

          Reality isn't too far off, back in the day I couldn't get a loan because I had zero credit history, but then could get a mortgage after a few months of getting a credit card with like a 500 dollar credit limit.

          T This user is from outside of this forum
          T This user is from outside of this forum
          [email protected]
          wrote on last edited by
          #38

          When I was a young adult I bought my first car with a loan because my girlfriend at the time relied on her parents old van which had the engine die (I very recently learned this was due to off label oil change practices her ex told her to do when he worked at the Walmart auto dept)

          Anyways since I had basically no credit history, I ended up with a 22% interest loan on my car! I didn't know what I was looking at in the paperwork and the sketchy dealership my BIL insisted we go to flat out was "joking" "oh you don't want to read that. Just sign here!'

          Once I had a chance to look at what I signed I quickly opened a bank account and got that loan refinanced down to an 8% interest rate. I also learned that it had some extended service plans added on that I didn't know about which didn't cover anything that wasn't already covered by the manufacturer warranty.

          Later on I went back to college, pulled equity out of the car and refinanced it again down to a 4% interest rate, then a few months later I totaled it hitting a deer.

          I kinda forgot what my point was in sharing this story but here we are I guess

          1 Reply Last reply
          1
          • jupyter_rain@discuss.tchncs.deJ [email protected]

            Time to buy another one!

            G This user is from outside of this forum
            G This user is from outside of this forum
            [email protected]
            wrote on last edited by
            #39

            In this economy?

            You’d have to leverage your hotdog assets and get a secondary hotdog line of credit based on the initial hotdog equity.

            1 Reply Last reply
            1
            • steal_your_face@lemmy.mlS [email protected]

              S This user is from outside of this forum
              S This user is from outside of this forum
              [email protected]
              wrote on last edited by [email protected]
              #40

              I have this shirt in white and I love it. I know I sound like a bot response but genuinely I love this shirt haha

              1 Reply Last reply
              2
              • L [email protected]

                Ha ha! Phallic penis joke!

                N This user is from outside of this forum
                N This user is from outside of this forum
                [email protected]
                wrote on last edited by
                #41

                Can't a person just enjoy some dick shaped food in the privacy of their own front yard?

                1 Reply Last reply
                0
                • G [email protected]

                  Alt text: Screenshot of a receipt showing payment over time of a $1.50 hotdog in four equal installments of $0.375 spread out every other week.

                  K This user is from outside of this forum
                  K This user is from outside of this forum
                  [email protected]
                  wrote on last edited by
                  #42

                  "In just 4 easy payments..."

                  1 Reply Last reply
                  3
                  • P [email protected]

                    stonk man but with finans

                    N This user is from outside of this forum
                    N This user is from outside of this forum
                    [email protected]
                    wrote on last edited by
                    #43

                    Fun fact: "FINANS" actually means finance in turkish

                    B 1 Reply Last reply
                    2
                    • G [email protected]

                      Alt text: Screenshot of a receipt showing payment over time of a $1.50 hotdog in four equal installments of $0.375 spread out every other week.

                      S This user is from outside of this forum
                      S This user is from outside of this forum
                      [email protected]
                      wrote on last edited by
                      #44

                      If you’re financing hotdogs interest free, I have no issue with it. The currency USD has, inflation, albeit low, so this is probably not a bad idea, check your t&Cs tho.

                      Now if you are buying hot dogs, or any other meal, with buy now, pay later (BNPL) then it’s probably time to rethink your budget and personal finances, no meal is worth that kind of debt.

                      jackbydev@programming.devJ 1 Reply Last reply
                      8
                      • S [email protected]

                        If you’re financing hotdogs interest free, I have no issue with it. The currency USD has, inflation, albeit low, so this is probably not a bad idea, check your t&Cs tho.

                        Now if you are buying hot dogs, or any other meal, with buy now, pay later (BNPL) then it’s probably time to rethink your budget and personal finances, no meal is worth that kind of debt.

                        jackbydev@programming.devJ This user is from outside of this forum
                        jackbydev@programming.devJ This user is from outside of this forum
                        [email protected]
                        wrote on last edited by
                        #45

                        Hell yeah, when people offer me interest free loans I take it.

                        One time I misunderstood something as an interest free loans when it wasn't so I paid it off entirely in the first bill. Sadly, I had to pay $0.01 in interest. How will I ever recover?

                        S 1 Reply Last reply
                        3
                        • N [email protected]

                          Fun fact: "FINANS" actually means finance in turkish

                          B This user is from outside of this forum
                          B This user is from outside of this forum
                          [email protected]
                          wrote on last edited by
                          #46

                          Same in many Scandinavian languages

                          1 Reply Last reply
                          2
                          • jackbydev@programming.devJ [email protected]

                            Hell yeah, when people offer me interest free loans I take it.

                            One time I misunderstood something as an interest free loans when it wasn't so I paid it off entirely in the first bill. Sadly, I had to pay $0.01 in interest. How will I ever recover?

                            S This user is from outside of this forum
                            S This user is from outside of this forum
                            [email protected]
                            wrote on last edited by
                            #47

                            I mean the interest in a loan is basically an expression on how much they estimate the risk is for you to default on the debt itself

                            It's fair to apply it, as it is also fair for you to not take it, all things considered

                            jackbydev@programming.devJ 1 Reply Last reply
                            0
                            • S [email protected]

                              I mean the interest in a loan is basically an expression on how much they estimate the risk is for you to default on the debt itself

                              It's fair to apply it, as it is also fair for you to not take it, all things considered

                              jackbydev@programming.devJ This user is from outside of this forum
                              jackbydev@programming.devJ This user is from outside of this forum
                              [email protected]
                              wrote on last edited by
                              #48

                              I'm not actually losing sleep over the penny lol

                              1 Reply Last reply
                              0
                              • G [email protected]

                                Alt text: Screenshot of a receipt showing payment over time of a $1.50 hotdog in four equal installments of $0.375 spread out every other week.

                                K This user is from outside of this forum
                                K This user is from outside of this forum
                                [email protected]
                                wrote on last edited by
                                #49

                                Congrats! Thanks Freddie Mac-n-cheese!

                                1 Reply Last reply
                                0
                                • lolola@lemmy.blahaj.zoneL [email protected]

                                  That's how you build up good credit

                                  C This user is from outside of this forum
                                  C This user is from outside of this forum
                                  [email protected]
                                  wrote on last edited by
                                  #50

                                  Do you gain credit with these types of companies? Also they're paying an extra 4¢, since 37.5¢ will round up to 38¢.

                                  lolola@lemmy.blahaj.zoneL 1 Reply Last reply
                                  0
                                  • C [email protected]

                                    Do you gain credit with these types of companies? Also they're paying an extra 4¢, since 37.5¢ will round up to 38¢.

                                    lolola@lemmy.blahaj.zoneL This user is from outside of this forum
                                    lolola@lemmy.blahaj.zoneL This user is from outside of this forum
                                    [email protected]
                                    wrote on last edited by
                                    #51

                                    Tbh i have no clue lol

                                    1 Reply Last reply
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