Paypal vs. Credit Card vs. Klarna
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Hi,
nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.Gift and prepaid cards are an option too.
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If you pay with a third party, your data goes to them and whoever is providing the account behind it. So if you have your credit card in PayPal, your data goes to PayPal, the credit card provider, and your bank. If you use the credit card directly, it's just the CC provider and your bank.
Usually there is also online payment providers like Stripe, Adyen, Square, which process the credit card payment and thus get your data - not only the bank and creditcard provider.
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Hi,
nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.I've been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.
You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can't use it.
I very highly recommend using their service to protect yourself using online payment systems.
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Gift and prepaid cards are an option too.
I rarely encounter sites that accept them.
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I've been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.
You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can't use it.
I very highly recommend using their service to protect yourself using online payment systems.
unfortunately they are only available in the US
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unfortunately they are only available in the US
Revolut is similar
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Hi,
nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.Sorry to piggyback. Can anyone talk about their experience with Signal payments using mobilecoin? I, too, like OP, am looking for privacy-oriented options for payment. I just noticed it was a thing, last night, as I was exploring my Signal settings. Might be helpful to others. Dunno anything about it because I haven't tried it. Thanks!
https://support.signal.org/hc/en-us/articles/360057625692-In-app-Payments#payments_which_ones
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Revolut is similar
It recently was in the news for refusing to work on degoogled mobile OSes, and the website is not fully-functional compared to the app.
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If you pay with a third party, your data goes to them and whoever is providing the account behind it. So if you have your credit card in PayPal, your data goes to PayPal, the credit card provider, and your bank. If you use the credit card directly, it's just the CC provider and your bank.
The tradeoff is you will be giving the merchant your cc info instead, which is not really a good idea if you are dealing with one off transactions as that data is a way weaker link and have more dire consequences when compromised. When it comes to money, someone will always get your info, it's just a matter of choosing who you want to give it to.
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Sorry to piggyback. Can anyone talk about their experience with Signal payments using mobilecoin? I, too, like OP, am looking for privacy-oriented options for payment. I just noticed it was a thing, last night, as I was exploring my Signal settings. Might be helpful to others. Dunno anything about it because I haven't tried it. Thanks!
https://support.signal.org/hc/en-us/articles/360057625692-In-app-Payments#payments_which_ones
I always wondered how to use it. How to put Money in and out of the Wallet. I would recommend creating a new post as I am very interested too.
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I've been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.
You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can't use it.
I very highly recommend using their service to protect yourself using online payment systems.
if so facto, ...
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if so facto, ...
Speech to text.
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unfortunately they are only available in the US
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Hi,
nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.I actually went with Revolut as my Bank, using their virtual credit cards for online payment - they offer a virtual one-time CC as well which details reset after each succesfull transaction. Thow way there's at least no 3rd party besides CC provider and my bank snooping on my transactions.
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I actually went with Revolut as my Bank, using their virtual credit cards for online payment - they offer a virtual one-time CC as well which details reset after each succesfull transaction. Thow way there's at least no 3rd party besides CC provider and my bank snooping on my transactions.
I just looked at revolut, they have all these squgily ££££ symbols everywhere.
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I've been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.
You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can't use it.
I very highly recommend using their service to protect yourself using online payment systems.
No offense, but none of your research is valuable if you're too stupid to look up the moderators in a community you're a guest in.
You reported me to myself, and I'm the owner of the instance. So thanks for your work in the area of privacy but we're going to do our own research, you insipid cow.
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I've been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.
You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can't use it.
I very highly recommend using their service to protect yourself using online payment systems.
I've used them and had a lot of trouble getting their cards to be accepted by online merchants
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Hi,
nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.IMO I think most financial institutions can see or acquire a lot of transactional data, so I just pick one bank (who already knows everything I spend) have a credit card with them, and use it. My bank also allows making virtual cards, so I opt for it over privacy.com.
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No offense, but none of your research is valuable if you're too stupid to look up the moderators in a community you're a guest in.
You reported me to myself, and I'm the owner of the instance. So thanks for your work in the area of privacy but we're going to do our own research, you insipid cow.
Not only is this ad hominem (calling a person "too stupid to look up the moderators" is not relevant to whether the research they did is valuable, the two are independent and you're addressing (incorrectly perceived) personal characteristics rather than flaws in an argument) but also, friend, you're telling on yourself. Spam is a legitimate concern in this and every online community. Nicole is a known spambot. You spammed your own community as a moderator. Apparently as a joke that most people seem to have gotten. Your response is basically [I'm the mod here, I can do whatever the fuck I want]. And no, you can't. Contrary to what you might think, this isn't your community. You are just currently (actually, looking at the mod list for this community that seems to be formerly) one of the people responsible for facilitating the dialogue this community is, in principle at least, trying to foster.
A joke is one thing, but coming out of the gate hot like this calling people "stupid insipid cows" because they reported nicole spam is... unempathetic and tends to suggest a power trip. In other words, "Be nice :)" applies to you, too.
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I've been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.
You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can't use it.
I very highly recommend using their service to protect yourself using online payment systems.
They require an amount of personal info that I don't really want a company to have.
