Home owners of Lemmy do you have any advice on dealing with the stress of owning a home?
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Every drop of water, crack, ant, royally freaks me out at this point. I can't afford to rent. I own a shitty house that is a fixer upper. So frustrating.
You're still better off owning a house and paying for repairs than paying rent. Even with the cost of repairs it's most likely cheaper in the long run and you're your own landlord.
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Not easy but have enough surplus to cover those things.
Also try to remember all the mortgage you're paying you'll most likely get back when you sell, unlike when you rent.
I sure wouldn't say 'all'. The first years of your mortgage you are paying the bank more in interest than you are knocking off the principal.
A $300k home with 20% down and an interest rate of 3.5% on a 25 year amortization schedule will see the buyer paying $8k in interest versus $6k towards the principal at the start. Over the course of the mortgage, the $300k home will cost $420k thanks to the $120k in interest the bank takes.
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Every drop of water, crack, ant, royally freaks me out at this point. I can't afford to rent. I own a shitty house that is a fixer upper. So frustrating.
shitty...fixer upper
You have the best kind of house! Since its market value is already low you don't have to worry about all the stupid shit people fret over when their house is too valuable.
What's leaking?
How old are the cracks? If they're old, then whatever shifted already happened and no longer matters. Just keep an eye for new ones. Like a casual eye. Don't obsess over it.
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Not really much advice other than being proactive about issues, but it is funny how concerned you quickly become with all types of water once you own a home. Rain intrusion, drainage in the yard, leaky pipes, dripping noises, frozen pipes, gutters, humidity, water heater, storms, etc, etc. It's a real menace and so are squirrels (as I also found out after purchasing a home).
This right here. Every running water noise your ears perk up thinking that it's the worst. Then you realise it's just the dishwasher.
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For some of the other posts I see here, in case you have these problems in the future. These aren't in order of importance.
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Powdered ant killer that comes in the tube is better than those little ant traps. Don't waste your money on traps.
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I had a groundhog living under some cement steps in the backyard. Tried all sorts of things to evict him, but didn't want to kill or hurt him. Tried repellents, moth balls, pepper powder, etc. Tried filling in the hole repeatedly. eventually I got pissed and started dumping the cat box in the den. I only had to do it once.
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If you're paranoid about burglars, neighbors, etc. get some motion sensing lights for outside. And the cheapest home security cameras you can get. I started with some very cheap Blink wifi cameras (battery powered, about $100 for 4 on Woot!) years ago. Upgraded last year to mains powered Blink LED lights and cameras. Then when I went on vacation for a couple weeks, I pulled the battery cameras out of the drawer and set them up strategically inside the house. Blink charges a monthly subscription now (I grandfathered in before they charged), so plan accordingly.
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know where all the shutoffs are, and how to use them. Power, Water, Natural gas, etc. And DON'T FUCK WITH NATURAL GAS! Let the professionals do it. I guy near Detroit killed his entire family last year swapping out a hot water heater himself. He survived. The house was no longer there.
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Smoke alarms, get them. at least one for every level, PLUS one in every bedroom. Get the connected alarms that set off the entire house when one goes off. CO detectors too, if you have appliances that burn stuff.
Idk what powder you’re talking about for ants, but the borax gel works amazingly well and isn’t toxic.
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I'm in the same boat. Bought a home in 2020. It's been a constant stream of fixes and updates and replacements. My mortgage payments are high enough. Now we're dumping thousands of dollars on flood prevention, evestrough replacement, random leaky pipes, furnace cleaning, deck refinishing, grass and landscaping. Wife and I both work full-time. We are dipping into savings to upkeep our home. I totally regret it. Should have bought a 2-3bed condo instead. At least we could plan for the monthly condo fees and not worry about sudden emergency fixes. I don't know. I hate it.
Even with an HOA, you can still end up needing to pay tens of thousands for surprise repairs in the forms of special assessments, especially if the HOA is poorly managed.
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This right here. Every running water noise your ears perk up thinking that it's the worst. Then you realise it's just the dishwasher.
I just fixed the dishwasher that is original to the house. I've never used a dishwasher before(ty technology connections). my god is it loud and keeps giving me a heat attack even a week after using it, but I can't argue with clean dishes.
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I learned to fix it. Before YouTube, that usually means not so great. But now, I usually do at least as good as a job as the people I'd hire.
Fixing stuff is easy, and you have to accept that there's no perfect fix.
Ants, set out ant bait traps. Look outside and see if there's a trail, follow it to the source, and spray it with ant poison.
Cracks, YouTube that. They may be nothing.
Leaks, if it's plumbing, you can buy pipes at home Depot and replace them.
Granted, it will take a while. Maybe all day. But you'll get an endorphin rush when it's done and eventually you'll come to know all the ins and outs of your house.
But it's you look at it and it's too big, Google a company to do it. Even if you're halfway, and find you're stuck. No shame in getting help. This shines you don't have a family member or friend who's already handy.
But really, if you can't fix it, can't afford to have it fixed, just do what you can to keep the house clean and work on it a little bit or put aside money till you can. That's hard, but that's owning a house. Like anything in life, it's difficult. But it doesn't have to stay that way, with enough time and practice.
You're already smarter than many, asking for other's opinions. Don't suffer in silence. I believe in you!
And if you are not 100% confident, take lots of pics as you go. And every step, do something that you figure you can undo. Worse case scenario, it goes back to how it was…
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no perfect fix
And if you need convincing, go measure some parts of your house. Peak around in places and see how its actually assembled compared to how you thought it would be. Then realize it hasn't fallen over yet, so maybe perfection doesn't matter.
We all want to believe that these rooms actually follow geometry with things like parallel/perpendicular walls.
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Every drop of water, crack, ant, royally freaks me out at this point. I can't afford to rent. I own a shitty house that is a fixer upper. So frustrating.
I love owning a home but fuck it’s expensive. Learn how to do stuff yourself is the best advice I can give you.
I have saved so much money being able to troubleshoot and repair simple things like hvac, electrical, plumbing, woodworking, etc. YouTube is amazing for learning this stuff. A good example: I recently had to replace two hvac condenser fans that would have likely cost me a $1000 a pop to fix. It’s bad enough the motors themselves were $300 a pop. Plumbing is easy if you have the right tools (pex is awesome). Electrical can be pretty easy if you’re willing to learn (I was a computer engineer in college and a system architect by trade so I get the electrical stuff). Learn how to patch holes in drywall. You’d be surprised how much you’ll be doing that. Learn how to replace a faucet. Learn how to replace the inwards of a toilet.
The great thing about a fixer upper is you can afford to make mistakes. Take your time, don’t rush it. Make little improvements all the time. It all adds up.
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Every drop of water, crack, ant, royally freaks me out at this point. I can't afford to rent. I own a shitty house that is a fixer upper. So frustrating.
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Practice triage: start with small, achievable projects that can be done on a weekend. Don't get overwhelmed. Be kind to yourself. Not every problem is immediate or needs fixing.
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If you have access to a local tools library, avail yourself of it fully. The staff are a treasure-trove of wisdom and knowledge. If not, talk to the oldest, crotchiest person at your local bardware store.
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There are so many single-use tools out there (favorite one is so you can unscrew the faucet bolt under a sink). If not, see if there's a community online board and post a request.
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Vintage appliances, windows, doors, etc are cool. A little elbow grease and they're in good shape. Junkyards and recycling centers are a treasure trove.
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If it involves anything hazardous or too heavy (gas, electricity, foundation), bite the bullet and seek professional help.
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Ants and cracks are small-fry. Baits and fillers are easy fixes. Focus on big ticket items. And remember, some things are best left alone (see triage, above).
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This right here. Every running water noise your ears perk up thinking that it's the worst. Then you realise it's just the dishwasher.
Did you hear that? I feel like the toilet flushed funny
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Every drop of water, crack, ant, royally freaks me out at this point. I can't afford to rent. I own a shitty house that is a fixer upper. So frustrating.
Paying more for good quality tools to fix things properly can seem like a luxury initially, but they're worth it when you're 10 years down the line and still able to use the same set as if they were brand new.
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Every drop of water, crack, ant, royally freaks me out at this point. I can't afford to rent. I own a shitty house that is a fixer upper. So frustrating.
It gets boring to worry. Now I just view it as a cosy box that I'll occasionally have to patch up. Also, getting comfortable with DIY, especially that first scary 'dive in' moment where you have to cut the wire, drill the wall, or pull up the board. Over time it all just gets as normal and run of the mill as cracking an egg for an omelette.
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I just fixed the dishwasher that is original to the house. I've never used a dishwasher before(ty technology connections). my god is it loud and keeps giving me a heat attack even a week after using it, but I can't argue with clean dishes.
You certainly can argue with them. It's only a problem if they start to argue back.
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I pulled the hydrometer out of my cigar humidor to became more aware of the dampness of my basement. I also spent over $1,000 on evicting a family of raccoons out from under my backyard deck. So yeah, I get it HAH
Did you have to hire a lawyer to serve them papers?
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Every drop of water, crack, ant, royally freaks me out at this point. I can't afford to rent. I own a shitty house that is a fixer upper. So frustrating.
Find the little things that are easy to fix. Recently I had two sections of my laminated flooring that started to peel. I got some low profile transaction strips and set them up. Worked out that the area to repair the actual divide between my living room and dining room so it looks like it was supposed to be there.
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Every drop of water, crack, ant, royally freaks me out at this point. I can't afford to rent. I own a shitty house that is a fixer upper. So frustrating.
The biggest advice I can give is put systems in place to reduce as much as possible the list of things you have to manage freeing up your mind and time to solve more complex issues.
Stick a hose on the dehumidifier route into the drain never empty it again as an example where as before you emptied it daily or every 2 days.
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Is this a typical feeling? I've been planning to buy a home soon....
It is, but OP’s is a little worse because they got a fixer-upper. If you’re buying new (or newer), you should have less anxiety given you get a proper inspection done before closing. You’ll still have to learn doing maintenance and repairs of course, as there will always be something that will come up.
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Try to only tackle one project at a time. It gets exponentially more stressful trying to juggle a bunch of incomplete projects. Also, you'll never be "done". That's not the point. The point is shelter and comfort.
This is probably some of the best advice here. It's important to prioritize what is going to the most costly if you don't fix it now, and if you try to do 7 things at once, you will feel like none of them will ever be done, which contributes to your stress more than still having 6 broken things after fixing one.
